# NIBtera vs Libam

The clearest difference is update cadence: NIBtera at every 2 weeks against Libam's every 5 months. NIBtera also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NIBtera ships an update every 2 weeks, Libam every 5 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NIBtera | Libam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (32 ratings)](https://appshunter.io/ios/app/nibtera-nib-mobile-banking/id6451211654/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 months |
| Monetization | Free | — |
| Size | 97 MB | 37 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Nib International Bank SC](https://appshunter.io/developer/1570095485) | [Lumina Technologies](https://appshunter.io/developer/1836118266) |

## What reviewers say

### NIBtera

[App page](https://appshunter.io/ios/app/nibtera-nib-mobile-banking/id6451211654)

This mobile banking application offers a fast, secure, and user-friendly platform for managing your finances. Perform transactions, pay bills, and check balances with ease, enhancing your banking productivity on the go.

**Highlights:** Lightning-fast transactions, State-of-the-art security, User-friendly interface, Quick balance checks, Fund transfers, Bill payments

**Features:** Vision Pro support

**In-app purchases:** none


### Libam

[App page](https://appshunter.io/ios/app/libam/id6751629189)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NIBtera free?

NIBtera is free to download, with no in-app purchases.

### Is Libam free?

Libam is free to download, with no in-app purchases.

### Do NIBtera or Libam have ads?

Neither NIBtera nor Libam shows ads.

### Which is updated more often, NIBtera or Libam?

NIBtera ships an update every 2 weeks, and Libam every 5 months. Most recently, NIBtera was updated on November 3, 2026 and Libam on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*