# CMF App vs PASSE

The clearest difference is ads: PASSE at none against CMF App's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CMF App ships an update every 3 weeks, PASSE every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | CMF App | PASSE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/cmf-app/id6451213803/reviews)** | — |
| Number of ratings | **7** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | — |
| Size | 85 MB | 229 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CM Financiera, S.A](https://appshunter.io/developer/1697185668) | [Sonda S.A](https://appshunter.io/developer/1576223355) |

## What reviewers say

### CMF App

[App page](https://appshunter.io/ios/app/cmf-app/id6451213803)

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

**Highlights:** Digital credit card access, Transaction inquiries, Payment processing, Installment conversion, Insurance purchasing, New product applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### PASSE

[App page](https://appshunter.io/ios/app/passe/id6747362110)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CMF App free?

CMF App is free to download, with no in-app purchases.

### Is PASSE free?

PASSE is free to download, with no in-app purchases.

### Do CMF App or PASSE have ads?

CMF App shows ads; PASSE does not.

### Which is updated more often, CMF App or PASSE?

CMF App ships an update every 3 weeks, and PASSE every 2 weeks. Most recently, CMF App was updated on November 3, 2026 and PASSE on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*