# Simple Bill Manager vs Payoff

The clearest difference is price: Payoff at Free against Simple Bill Manager's $2.99. Payoff also leads on iOS requirement (15.0 vs 17.0). Simple Bill Manager's advantage is in-app purchases (none vs 1) and update cadence (every 5 weeks vs every 5 months). On ads and device support there is nothing between them.

Payoff is free to download; Simple Bill Manager costs $2.99 up front. Payoff sells 1 one-off in-app purchase. Simple Bill Manager asks for nothing beyond the download.

Simple Bill Manager ships an update every 5 weeks, Payoff every 5 months. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Simple Bill Manager | Payoff |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/simple-bill-manager/id6451326933/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 5 months |
| Monetization | Paid | — |
| Size | 1 MB | 5 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Matthew Hiles](https://appshunter.io/developer/1006499180) | [Sandeep Mysore](https://appshunter.io/developer/1892943448) |

## What reviewers say

### Simple Bill Manager

[App page](https://appshunter.io/ios/app/simple-bill-manager/id6451326933)

Never miss a payment again with this straightforward bill management tool. Track due dates, amounts, and payment history for all your recurring expenses. Archive old bills to keep your main view clutter-free while preserving your financial records.

**Highlights:** View bills with due dates, Set recurring bill frequencies, Track payment dates and amounts, View payment history, Archive and restore bills, iCloud syncing

**In-app purchases:** none


### Payoff

[App page](https://appshunter.io/ios/app/payoff-debt-tracker/id6762548093)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payoff Premium | $2.99 | one-time |


## Frequently asked questions

### Is Simple Bill Manager free?

Simple Bill Manager costs $2.99, with no in-app purchases.

### Is Payoff free?

Payoff is free to download, with in-app purchases available.

### Do Simple Bill Manager or Payoff have ads?

Neither Simple Bill Manager nor Payoff shows ads.

### Which is updated more often, Simple Bill Manager or Payoff?

Simple Bill Manager ships an update every 5 weeks, and Payoff every 5 months. Most recently, Simple Bill Manager was updated on October 16, 2026 and Payoff on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*