# CareChat vs Ameritas Benefits

The clearest difference is rating: CareChat at 5.0 against Ameritas Benefits's 1.8. CareChat also leads on update cadence (every 2 weeks vs every 6 weeks) and iOS requirement (13.0 vs 15.6). Ameritas Benefits's advantage is ratings volume (147 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CareChat holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: Ameritas Benefits has 147 ratings behind it against 2, so its average is the more settled of the two.

CareChat ships an update every 2 weeks, Ameritas Benefits every 6 weeks. The most recent releases landed on October 8, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | CareChat | Ameritas Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/carechat/id6451333547/reviews)** | [1.8 (147 ratings)](https://appshunter.io/ios/app/ameritas-benefits/id6470936282/reviews) |
| Number of ratings | 2 | **147** |
| Positive reviews | — | 10.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 36 MB | 62 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Alicorn](https://appshunter.io/developer/1697607415) | [Ameritas Life Insurance Corp.](https://appshunter.io/developer/1439458595) |

## What reviewers say

### CareChat

[App page](https://appshunter.io/ios/app/carechat/id6451333547)

Access employer-provided health services like virtual primary care, urgent care, and behavioral health. Get scientific symptom assessments and find quality providers with clinical ratings. Manage medical records and connect with your health plan's administrators in one place.

**Highlights:** Virtual Primary Care, 24/7 Urgent Care, Virtual Behavioral Health, AI Symptom Assessment, Clinical Quality Ratings, Integrated Health Plan Support, Medical Record Sharing

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Ameritas Benefits

[App page](https://appshunter.io/ios/app/ameritas-benefits/id6470936282)

Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.

**Highlights:** Access ID cards, Find network dental providers, View dental claim information, Manage account profile, Access plan documents

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CareChat free?

CareChat is free to download, with no in-app purchases.

### Is Ameritas Benefits free?

Ameritas Benefits is free to download, with no in-app purchases.

### Which has better reviews, CareChat or Ameritas Benefits?

CareChat is rated higher. CareChat averages 5.0 out of 5 from 2 ratings, while Ameritas Benefits averages 1.8 from 147 ratings.

### Do CareChat or Ameritas Benefits have ads?

Neither CareChat nor Ameritas Benefits shows ads.

### Which is updated more often, CareChat or Ameritas Benefits?

CareChat ships an update every 2 weeks, and Ameritas Benefits every 6 weeks. Most recently, CareChat was updated on October 8, 2026 and Ameritas Benefits on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*