# PECO vs Stored Merchant Services

The clearest difference is update cadence: Stored Merchant Services at every 4 months against PECO's every 12 months. PECO's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PECO ships an update every 12 months, Stored Merchant Services every 4 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | PECO | Stored Merchant Services |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 4 months** |
| Size | 46 MB | 28 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Adventoris Limited](https://appshunter.io/developer/848210364) | [Stored Tech Limited](https://appshunter.io/developer/1653054201) |

## What reviewers say

### PECO

[App page](https://appshunter.io/ios/app/peco/id6451436445)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Stored Merchant Services

[App page](https://appshunter.io/ios/app/stored-merchant-services/id6737500584)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PECO free?

PECO is free to download, with no in-app purchases.

### Is Stored Merchant Services free?

Stored Merchant Services is free to download, with no in-app purchases.

### Do PECO or Stored Merchant Services have ads?

Neither PECO nor Stored Merchant Services shows ads.

### Which is updated more often, PECO or Stored Merchant Services?

PECO ships an update every 12 months, and Stored Merchant Services every 4 months. Most recently, PECO was updated on November 3, 2026 and Stored Merchant Services on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*