# NCBA NOW TZ vs Duka Smart

The clearest difference is update cadence: Duka Smart at monthly against NCBA NOW TZ's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCBA NOW TZ ships an update every 2 months, Duka Smart monthly. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | NCBA NOW TZ | Duka Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ncba-now-tz/id6451476414/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | — |
| Size | 154 MB | 28 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [NCBA](https://appshunter.io/developer/1772033601) | [Julius Hatibu](https://appshunter.io/developer/1844310972) |

## What reviewers say

### NCBA NOW TZ

[App page](https://appshunter.io/ios/app/ncba-now-tz/id6451476414)

Manage your NCBA Bank accounts and credit cards with ease. This app offers convenient features for both customers and non-customers, including bill payments, balance viewing, and access to financial tools like currency converters and loan calculators.

**Highlights:** Credit card bill payment, View credit card mini-statement, Hide/unhide account balances, Quick balance checks, Secure payment options, Forex rates and currency converter, Loan calculator, Bill presentment and payment

**In-app purchases:** none


### Duka Smart

[App page](https://appshunter.io/ios/app/duka-smart/id6759321421)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NCBA NOW TZ free?

NCBA NOW TZ is free to download, with no in-app purchases.

### Is Duka Smart free?

Duka Smart is free to download, with no in-app purchases.

### Do NCBA NOW TZ or Duka Smart have ads?

Neither NCBA NOW TZ nor Duka Smart shows ads.

### Which is updated more often, NCBA NOW TZ or Duka Smart?

NCBA NOW TZ ships an update every 2 months, and Duka Smart monthly. Most recently, NCBA NOW TZ was updated on October 4, 2026 and Duka Smart on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*