# STECS vs Rayyan Personal Banking

The clearest difference is review sentiment: Rayyan Personal Banking at 100% against STECS's 33%. Rayyan Personal Banking also leads on rating (5.0 vs 4.3). STECS's advantage is ratings volume (10 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rayyan Personal Banking holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: STECS has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of STECS's written reviews are positive against 100% of Rayyan Personal Banking's.

STECS ships an update every 3 weeks, Rayyan Personal Banking fortnightly. The most recent releases landed on September 16, 2026 and August 2, 2026 respectively.

## The numbers

| Metric | STECS | Rayyan Personal Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/stecs/id6451484520/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/rayyan-personal-banking/id6463154681/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 116 MB | 37 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [STECS FINANCIAL TECHNOLOGIES LTD](https://appshunter.io/developer/1677343881) | [Rayyan Microfinance Bank Limited](https://appshunter.io/developer/1704018100) |

## What reviewers say

### STECS

[App page](https://appshunter.io/ios/app/stecs/id6451484520)

Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.

**Highlights:** All-in-one finance management, Swift account opening, Money management tools, Card services, Investment options, Credit products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Rayyan Personal Banking

[App page](https://appshunter.io/ios/app/rayyan-personal-banking/id6463154681)

Manage your accounts, transfer funds, and pay bills securely from your smartphone. This user-friendly mobile banking solution offers a seamless experience for all your financial needs, empowering you towards financial well-being.

**Highlights:** Secure account management, Fund transfers, Bill payments, Access financial services, Account alerts, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STECS free?

STECS is free to download, with no in-app purchases.

### Is Rayyan Personal Banking free?

Rayyan Personal Banking is free to download, with no in-app purchases.

### Which has better reviews, STECS or Rayyan Personal Banking?

Rayyan Personal Banking is rated higher. STECS averages 4.3 out of 5 from 10 ratings, while Rayyan Personal Banking averages 5.0 from 1 ratings.

### Do STECS or Rayyan Personal Banking have ads?

Neither STECS nor Rayyan Personal Banking shows ads.

### Which is updated more often, STECS or Rayyan Personal Banking?

STECS ships an update every 3 weeks, and Rayyan Personal Banking fortnightly. Most recently, STECS was updated on September 16, 2026 and Rayyan Personal Banking on August 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*