# STECS vs Crust Personal

STECS and Crust Personal both sit at 4.3 stars, but that hides the real split: 33% of STECS's written reviews are positive against 0% of Crust Personal's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for STECS against 4.2 for Crust Personal. Both are backed by a comparable volume of ratings — 10 and 5 respectively. Written reviews are what separate them: 33% of STECS's written reviews are positive against 0% of Crust Personal's.

STECS ships an update every 3 weeks, Crust Personal monthly. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | STECS | Crust Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (10 ratings)](https://appshunter.io/ios/app/stecs/id6451484520/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/crust-personal/id6495368880/reviews) |
| Number of ratings | **10** | 5 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 116 MB | 42 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STECS FINANCIAL TECHNOLOGIES LTD](https://appshunter.io/developer/1677343881) | [Tmoni Technologies](https://appshunter.io/developer/1592486881) |

## What reviewers say

### STECS

[App page](https://appshunter.io/ios/app/stecs/id6451484520)

Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.

**Highlights:** All-in-one finance management, Swift account opening, Money management tools, Card services, Investment options, Credit products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Crust Personal

[App page](https://appshunter.io/ios/app/crust-personal/id6495368880)

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings tools, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account and automated saving options.

**Highlights:** Instant bill payments with cashback, Fast money transfers, Dedicated savings account number, Automated savings options, Lock savings for higher interest, Save as you spend/earn

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STECS free?

STECS is free to download, with no in-app purchases.

### Is Crust Personal free?

Crust Personal is free to download, with no in-app purchases.

### Which has better reviews, STECS or Crust Personal?

STECS is rated higher. STECS averages 4.3 out of 5 from 10 ratings, while Crust Personal averages 4.2 from 5 ratings.

### Do STECS or Crust Personal have ads?

Neither STECS nor Crust Personal shows ads.

### Which is updated more often, STECS or Crust Personal?

STECS ships an update every 3 weeks, and Crust Personal monthly. Most recently, STECS was updated on October 3, 2026 and Crust Personal on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*