# HD Mutual vs Identity+

HD Mutual and Identity+ are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HD Mutual ships an update every 4 months, Identity+ every 3 months. The most recent releases landed on September 18, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | HD Mutual | Identity+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (17 ratings)](https://appshunter.io/ios/app/identity-plus/id6480061901/reviews)** |
| Number of ratings | — | **17** |
| Positive reviews | — | 17.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 38 MB | 44 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dumfries Mutual Insurance Company](https://appshunter.io/developer/1542815927) | [Canada Post Corporation](https://appshunter.io/developer/394391580) |

## What reviewers say

### HD Mutual

[App page](https://appshunter.io/ios/app/hd-mutual/id6451496227)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Identity+

[App page](https://appshunter.io/ios/app/identity-plus/id6480061901)

Securely manage your digital identity on your mobile device. Use your driver's license or provincial card to authenticate yourself for online services. Your identity information is stored locally with strong encryption and privacy controls.

**Highlights:** Secure digital ID on mobile, Authenticate with Driver's License/Provincial Card, Location-based mailing address verification, No cloud storage of identity, Strong encryption and privacy, In-person verification at post office

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick and efficient
- 🔒 Secure verification process

**What reviewers complain about**

- 🐛 App not working as expected
- 🔍 Difficult to verify identity
- 🤖 Poor customer support
- 🚫 Unable to scan IDs
- 🔑 Issues with login/verification

**Reported bugs**

- Scanner not working
- Selfie verification failing
- Verification code issues
- App crashing or freezing

**Requested features**

- Allow manual ID photo upload
- Improve address change handling
- Provide better error messages
- Add support for more ID types


## Frequently asked questions

### Is HD Mutual free?

HD Mutual is free to download, with no in-app purchases.

### Is Identity+ free?

Identity+ is free to download, with no in-app purchases.

### Do HD Mutual or Identity+ have ads?

Neither HD Mutual nor Identity+ shows ads.

### Which is updated more often, HD Mutual or Identity+?

HD Mutual ships an update every 4 months, and Identity+ every 3 months. Most recently, HD Mutual was updated on September 18, 2026 and Identity+ on September 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*