# JaraPay vs XedlaPay

The clearest difference is update cadence: JaraPay at every 4 days against XedlaPay's every 3 weeks. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for JaraPay against 5.0 for XedlaPay. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

JaraPay ships an update every 4 days, XedlaPay every 3 weeks. The most recent releases landed on September 7, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | JaraPay | XedlaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/jarapay/id6451965788/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/xedlapay/id6739815843/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 54 MB | 72 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [P&K Smart Rise Solutions](https://appshunter.io/developer/1698673122) | [Xedla Pay](https://appshunter.io/developer/1787185142) |

## What reviewers say

### JaraPay

[App page](https://appshunter.io/ios/app/jarapay/id6451965788)

This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.

**Highlights:** Bill payment management, Utility bill payments, Mobile recharge, Internet payments, Supports wide range of billers, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### XedlaPay

[App page](https://appshunter.io/ios/app/xedlapay/id6739815843)

This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.

**Highlights:** Escrow payment system, Live chat for communication, Virtual USD cards, Intra and inter-bank transfers, Utility bill payments, Airtime and data top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JaraPay free?

JaraPay is free to download, with no in-app purchases.

### Is XedlaPay free?

XedlaPay is free to download, with no in-app purchases.

### Which has better reviews, JaraPay or XedlaPay?

JaraPay and XedlaPay are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do JaraPay or XedlaPay have ads?

Neither JaraPay nor XedlaPay shows ads.

### Which is updated more often, JaraPay or XedlaPay?

JaraPay ships an update every 4 days, and XedlaPay every 3 weeks. Most recently, JaraPay was updated on September 7, 2026 and XedlaPay on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*