# Culbreth WM vs Covered365

The clearest difference is rating: Culbreth WM at 5.0 against Covered365's 1.2. Culbreth WM also leads on iOS requirement (13.4 vs 15.1). Covered365's advantage is update cadence (every 2 weeks vs every 5 months) and ratings volume (158 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Culbreth WM holds the better App Store score, 5.0 against 1.2. That said, the two scores are not equally well evidenced: Covered365 has 158 ratings behind it against 1, so its average is the more settled of the two.

Culbreth WM ships an update every 5 months, Covered365 every 2 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Culbreth WM | Covered365 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/culbreth-wm/id6452014857/reviews)** | [1.2 (158 ratings)](https://appshunter.io/ios/app/covered365/id6733248038/reviews) |
| Number of ratings | 1 | **158** |
| Positive reviews | — | 1.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 38 MB | 43 MB |
| Requires iOS | **13.4** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Culbreth Wealth Management, LLC](https://appshunter.io/developer/1698698846) | [Detego Health LLC](https://appshunter.io/developer/1771461316) |

## What reviewers say

### Culbreth WM

[App page](https://appshunter.io/ios/app/culbreth-wm/id6452014857)

Access your financial accounts, track performance, and review your financial plan. Securely store important documents and get assistance with setup. This app is for existing clients of a wealth management firm.

**Highlights:** View account balances, Access performance reports, Review financial plans, Document vault access, Client support

**Features:** macOS Compatibility

**In-app purchases:** none


### Covered365

[App page](https://appshunter.io/ios/app/covered365/id6733248038)

Access your health benefits plan 24/7, view your digital ID card, track claims, and understand your explanations of benefits. Eligible Detego Health LLC® users can also complete surveys for population science management.

**Highlights:** Digital Benefits ID Card, Claims Tracking, Explanation of Benefits (EOBs), Survey Completion, 24/7 Access to Benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Culbreth WM free?

Culbreth WM is free to download, with no in-app purchases.

### Is Covered365 free?

Covered365 is free to download, with no in-app purchases.

### Which has better reviews, Culbreth WM or Covered365?

Culbreth WM is rated higher. Culbreth WM averages 5.0 out of 5 from 1 ratings, while Covered365 averages 1.2 from 158 ratings.

### Do Culbreth WM or Covered365 have ads?

Neither Culbreth WM nor Covered365 shows ads.

### Which is updated more often, Culbreth WM or Covered365?

Culbreth WM ships an update every 5 months, and Covered365 every 2 weeks. Most recently, Culbreth WM was updated on October 22, 2026 and Covered365 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*