# 3S Money vs Banpay

3S Money and Banpay are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 3S Money | Banpay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 148 MB | 70 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [3S Money](https://appshunter.io/developer/1698709918) | [BanPAY(CA) Ltd](https://appshunter.io/developer/1711447058) |

## What reviewers say

### 3S Money

[App page](https://appshunter.io/ios/app/3s-money/id6452016748)

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against foreign exchange risk. Offers dedicated support and robust security.

**Highlights:** International business accounts, Global payment processing, Multi-currency holding and exchange, FX risk protection, Dedicated Relationship Manager, 2-factor authentication, Real-time notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Banpay

[App page](https://appshunter.io/ios/app/banpay/id6469056259)

Manage corporate or individual accounts with real-time balance tracking and statement downloads. Execute multi-currency payments, manage documents, and enhance transaction security with mobile tokens.

**Highlights:** Multi-currency account access, Real-time balance tracking, Statement download, Debit Requests, PAD Agreement signing, Mobile token security, Seamless multi-currency payments

**In-app purchases:** none


## Frequently asked questions

### Is 3S Money free?

3S Money is free to download, with no in-app purchases.

### Is Banpay free?

Banpay is free to download, with no in-app purchases.

### Do 3S Money or Banpay have ads?

Neither 3S Money nor Banpay shows ads.

### Which is updated more often, 3S Money or Banpay?

3S Money ships an update every 2 weeks, and Banpay every 2 weeks. Most recently, 3S Money was updated on November 3, 2026 and Banpay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*