# 3S Money vs DECTA Merchant

3S Money and DECTA Merchant are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

3S Money ships an update fortnightly, DECTA Merchant every 3 weeks. The most recent releases landed on September 20, 2026 and August 4, 2026 respectively.

## The numbers

| Metric | 3S Money | DECTA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 147 MB | 98 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [3S Money](https://appshunter.io/developer/1698709918) | [Decta Limited](https://appshunter.io/developer/1723485812) |

## What reviewers say

### 3S Money

[App page](https://appshunter.io/ios/app/3s-money/id6452016748)

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.

**Highlights:** International business account, Send/receive payments in 190+ countries, Hold and exchange 65+ currencies, FX risk protection, Real-time cash flow control, Dedicated Relationship Manager, 2-factor authentication and encryption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### DECTA Merchant

[App page](https://appshunter.io/ios/app/decta-merchant/id6475168520)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 3S Money free?

3S Money is free to download, with no in-app purchases.

### Is DECTA Merchant free?

DECTA Merchant is free to download, with no in-app purchases.

### Do 3S Money or DECTA Merchant have ads?

Neither 3S Money nor DECTA Merchant shows ads.

### Which is updated more often, 3S Money or DECTA Merchant?

3S Money ships an update fortnightly, and DECTA Merchant every 3 weeks. Most recently, 3S Money was updated on September 20, 2026 and DECTA Merchant on August 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*