# 3S Money vs Cypher Pay

The clearest difference is update cadence: Cypher Pay at every 4 days against 3S Money's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

3S Money ships an update fortnightly, Cypher Pay every 4 days. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 3S Money | Cypher Pay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Free | — |
| Size | 147 MB | 61 MB |
| Requires iOS | 15.0 | 15 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [3S Money Club ltd](https://appshunter.io/developer/1698709918) | [C4D TECHNOLOGY LIMITED](https://appshunter.io/developer/1747714719) |

## What reviewers say

### 3S Money

[App page](https://appshunter.io/ios/app/3s-money/id6452016748)

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.

**Highlights:** International business account, Send/receive payments in 190+ countries, Hold and exchange 65+ currencies, FX risk protection, Real-time cash flow control, Dedicated Relationship Manager, 2-factor authentication and encryption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cypher Pay

[App page](https://appshunter.io/ios/app/cypher-pay/id6792663824)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 3S Money free?

3S Money is free to download, with no in-app purchases.

### Is Cypher Pay free?

Cypher Pay is free to download, with no in-app purchases.

### Do 3S Money or Cypher Pay have ads?

Neither 3S Money nor Cypher Pay shows ads.

### Which is updated more often, 3S Money or Cypher Pay?

3S Money ships an update fortnightly, and Cypher Pay every 4 days. Most recently, 3S Money was updated on October 27, 2026 and Cypher Pay on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*