# MyMargadarsi vs Spndmate

The clearest difference is in-app purchases: MyMargadarsi at none against Spndmate's 2. Spndmate's advantage is update cadence (every 2 months vs every 17 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spndmate sells 2 in-app purchases, starting at $9.99 per month. MyMargadarsi asks for nothing beyond the download.

MyMargadarsi ships an update every 17 months, Spndmate every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MyMargadarsi | Spndmate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spndmate/id6757371239/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 17 months | **Every 2 months** |
| Monetization | — | Free with in-app purchases |
| Size | 34 MB | 58 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Margadarsi Chit Fund Private Limited](https://appshunter.io/developer/1698967049) | [Abhayam Technologies LLC](https://appshunter.io/developer/1826502890) |

## What reviewers say

### MyMargadarsi

[App page](https://appshunter.io/ios/app/mymargadarsi/id6452721116)

**Features:** Vision Pro support

**In-app purchases:** none


### Spndmate

[App page](https://appshunter.io/ios/app/spndmate/id6757371239)

Effortlessly track your spending by digitizing text receipts and automatically adding expenses to your spreadsheet. Gain insights into your financial habits and build lasting positive financial behaviors.

**Highlights:** Digitize text receipts, Automate spreadsheet expense entries, AI-powered expense insights, Track spending habits, Set in-app reminders, Build healthy financial habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spndmate Premium - Monthly | $9.99 | per month |
| Spndmate Premium - Yearly | $29.99 | per year |


## Frequently asked questions

### Is MyMargadarsi free?

MyMargadarsi is free to download, with no in-app purchases.

### Is Spndmate free?

Spndmate is free to download, with in-app purchases available.

### Do MyMargadarsi or Spndmate have ads?

Neither MyMargadarsi nor Spndmate shows ads.

### Which is updated more often, MyMargadarsi or Spndmate?

MyMargadarsi ships an update every 17 months, and Spndmate every 2 months. Most recently, MyMargadarsi was updated on November 3, 2026 and Spndmate on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*