# OttoRewards vs Refundly

The clearest difference is rating: OttoRewards at 5.0 against Refundly's 4.4. OttoRewards also leads on review sentiment (100% vs 63%) and ads (none vs shown). Refundly's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 2 weeks vs every 6 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. OttoRewards sells 10 in-app purchases, starting at $6.49 per month and Refundly sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

OttoRewards holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 8 and 20 respectively. Written reviews point the same way: 100% of OttoRewards's written reviews are positive against 63% of Refundly's.

OttoRewards ships an update every 6 weeks, Refundly every 2 weeks. The most recent releases landed on October 11, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | OttoRewards | Refundly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/ottorewards/id6452724886/reviews)** | [4.4 (20 ratings)](https://appshunter.io/ios/app/refundly/id6739789807/reviews) |
| Number of ratings | 8 | **20** |
| Positive reviews | **100.0% of reviews** | 62.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 97 MB | 52 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Specs And Lead, LLC](https://appshunter.io/developer/1693758057) | [Oshri](https://appshunter.io/developer/1787069457) |

## What reviewers say

### OttoRewards

[App page](https://appshunter.io/ios/app/ottorewards/id6452724886)

This app helps you build credit card rewards by automating payments, preventing debt. It connects to your bank and credit cards, offering both automatic and manual payment options. Track your credit score to maintain or improve your financial health.

**Highlights:** Connect bank accounts and credit cards, Automatic credit card payments, Manual credit card payments with approval, Credit score tracking, Rewards maximization, Debt prevention

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubscriptionPlans | $6.49 | per month |
| SubscriptionPlans | $10.49 | per month |
| SubscriptionPlans | $14.49 | per month |
| SubscriptionPlans | $18.49 | per month |
| SubscriptionPlans | $22.49 | per month |
| SubscriptionPlans | $43.49 | per month |
| SubscriptionPlans | $62.00 | per month |
| Otto_Rewards_Subscription_plan | $8.99 | one-time |
| Otto_Rewards_Subscription_plan | $33.99 | one-time |
| Otto_Rewards_Subscription_plan | $65.99 | one-time |


### Refundly

[App page](https://appshunter.io/ios/app/refundly/id6739789807)

This app automates the process of tracking online returns, monitoring refund statuses, and alerting users when their money is credited. It helps users manage returns from various retailers and visualize their total refunded amounts.

**Highlights:** Track online returns automatically, Monitor refund status in real-time, Receive instant refund notifications, Visualize total refunded amounts, Manage returns from any retailer

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus - Monthly Subscription | $6.99 | per month |
| Plus - Annual Subscription | $70.00 | per year |


## Frequently asked questions

### Is OttoRewards free?

OttoRewards is free to download, with in-app purchases available.

### Is Refundly free?

Refundly is free to download, with in-app purchases available.

### Which has better reviews, OttoRewards or Refundly?

OttoRewards is rated higher. OttoRewards averages 5.0 out of 5 from 8 ratings, while Refundly averages 4.4 from 20 ratings.

### Do OttoRewards or Refundly have ads?

Refundly shows ads; OttoRewards does not.

### Which is updated more often, OttoRewards or Refundly?

OttoRewards ships an update every 6 weeks, and Refundly every 2 weeks. Most recently, OttoRewards was updated on October 11, 2026 and Refundly on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*