# Moniepoint Personal Banking vs gSub

The clearest difference is review sentiment: gSub at 100% against Moniepoint Personal Banking's 51%. gSub also leads on rating (5.0 vs 4.6). Moniepoint Personal Banking's advantage is in-app purchases (none vs 5) and ratings volume (33K vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. gSub sells 5 in-app purchases, starting at $2.99 per month. Moniepoint Personal Banking asks for nothing beyond the download.

gSub holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Moniepoint Personal Banking has 33K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 51% of Moniepoint Personal Banking's written reviews are positive against 100% of gSub's.

Moniepoint Personal Banking ships an update fortnightly, gSub every 9 days. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Moniepoint Personal Banking | gSub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (33K ratings)](https://appshunter.io/ios/app/moniepoint-personal-banking/id6452756675/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/gsub-subscription-tracker/id6760123459/reviews)** |
| Number of ratings | **33K** | 2 |
| Positive reviews | 50.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#168** | — |
| Size | 267 MB | 70 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Moniepoint](https://appshunter.io/developer/1673683607) | [Great Technical](https://appshunter.io/developer/1788947914) |

## What reviewers say

### Moniepoint Personal Banking

[App page](https://appshunter.io/ios/app/moniepoint-personal-banking/id6452756675)

**Currently charting:** #168 Top Free · Finance (US App Store)

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

**Highlights:** Open bank account instantly, Send and receive money fast, Earn up to 18% interest on savings, Convenient bill payments, Buy airtime with cashback, Request debit card, Secure online banking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 Smooth onboarding
- 🔒 Secure banking
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Transfer failures
- 🔒 Account restrictions
- 💸 Unexpected charges

**Reported bugs**

- App crashes on login
- Delayed money transfers
- Account verification delays

**Requested features**

- Hide account balance option
- Expand supported payment platforms
- Improve customer support responsiveness


### gSub

[App page](https://appshunter.io/ios/app/gsub-subscription-tracker/id6760123459)

Effortlessly track and manage all your recurring payments in one place. Get timely reminders for renewals to avoid missed payments and surprise charges. Understand your subscription spending with a clear overview.

**Highlights:** Track unlimited subscriptions, Smart renewal reminders, Expense overview by category, Clean and simple dashboard, Secure and private data storage, Customizable billing cycles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| gSub Pro | $2.99 | per month |
| 1 month free | $2.99 | per month |
| gSub Pro | $6.99 | per 3 months |
| Premium | $19.99 | per year |
| English | $19.99 | per year |


## Frequently asked questions

### Is Moniepoint Personal Banking free?

Moniepoint Personal Banking is free to download, with no in-app purchases.

### Is gSub free?

gSub is free to download, with in-app purchases available.

### Which has better reviews, Moniepoint Personal Banking or gSub?

gSub is rated higher. Moniepoint Personal Banking averages 4.6 out of 5 from 33K ratings, while gSub averages 5.0 from 2 ratings.

### Do Moniepoint Personal Banking or gSub have ads?

Neither Moniepoint Personal Banking nor gSub shows ads.

### Which is updated more often, Moniepoint Personal Banking or gSub?

Moniepoint Personal Banking ships an update fortnightly, and gSub every 9 days. Most recently, Moniepoint Personal Banking was updated on October 27, 2026 and gSub on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*