# epara vs My Time Matters

The clearest difference is rating: My Time Matters at 5.0 against epara's 4.3. My Time Matters also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). epara's advantage is in-app purchases (none vs 2) and ratings volume (10 vs 1). On price, device support and iOS requirement there is nothing between them.

Both are free to download. My Time Matters sells 2 in-app purchases, starting at $2.99 per month. epara asks for nothing beyond the download.

My Time Matters holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: epara has 10 ratings behind it against 1, so its average is the more settled of the two.

epara ships an update every 3 months, My Time Matters every 3 weeks. The most recent releases landed on October 30, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | epara | My Time Matters |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/epara/id6453123990/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/my-time-matters/id6758918233/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Ad-supported** | Freemium |
| Size | 84 MB | 58 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BKT Pay](https://appshunter.io/developer/1698291588) | [Eric Head](https://appshunter.io/developer/1875747118) |

## What reviewers say

### epara

[App page](https://appshunter.io/ios/app/epara/id6453123990)

Manage your finances with virtual and physical cards for effortless payments, free ATM withdrawals, and automatic rewards. This app offers secure transactions, instant currency exchange, and real-time transaction tracking for both personal and business use.

**Highlights:** Virtual and physical cards, Free ATM withdrawals in Albania, Automatic rewards on payments, Dual currency management (ALL & EUR), Global money transfers via Ria, Secure Mastercard transactions, Transaction tracking and limit management, Business payment solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### My Time Matters

[App page](https://appshunter.io/ios/app/my-time-matters/id6758918233)

This app helps salaried professionals track overtime and after-hours work to understand its impact on their effective hourly rate and overall earnings. It monitors various work activities, provides alerts for burnout, and offers insights into how extra time affects compensation.

**Highlights:** Track work sessions and overtime, Monitor real hourly rate, Log office work, emails, calls, and texting, View detailed work history, Set daily and weekly hour alerts, Understand overtime impact on time and pay, Export and back up data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |
| My Time Matters Premium Annual | $29.99 | per year |


## Frequently asked questions

### Is epara free?

epara is free to download, with no in-app purchases.

### Is My Time Matters free?

My Time Matters is free to download, with in-app purchases available.

### Which has better reviews, epara or My Time Matters?

My Time Matters is rated higher. epara averages 4.3 out of 5 from 10 ratings, while My Time Matters averages 5.0 from 1 ratings.

### Do epara or My Time Matters have ads?

epara shows ads; My Time Matters does not.

### Which is updated more often, epara or My Time Matters?

epara ships an update every 3 months, and My Time Matters every 3 weeks. Most recently, epara was updated on October 30, 2026 and My Time Matters on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*