Comparison

Subpay vs Recurring Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subpay

This app helps you track and manage all your monthly and yearly subscriptions in one place. It provides personalized payment reminders and financial insights to help you avoid unexpected charges and identify unnecessary expenses.

Highlights
  • Track over 1,000 subscription services
  • Set customized payment reminders
  • View detailed billing information
  • Gain financial insights into spending
  • Identify unused subscriptions
  • Simplify subscription management
Features
Read full description

Subpay is a subscription manager that shows what you really pay every month. Add your subscriptions, get a reminder before each renewal and never be charged by a forgotten trial again. TRACK EVERYTHING IN ONE PLACE • Add subscriptions from a catalog of popular services with logos, or create your own • Weekly, monthly and yearly billing cycles • See how much you have paid this month and how much is still to come • Group by due date, filter by category and sort your list your way • Mix currencies: each subscription keeps its own, totals use the currency you choose NEVER MISS A RENEWAL OR TRIAL END • Reminders before every payment • Trial tracking: set the end date and Subpay warns you the day before the first charge • Payment calendar with company logos on every due date KNOW WHERE YOUR MONEY GOES • Charts by week, month and year • Spending by category • Upcoming payments and insights • Total paid so far for every subscription WIDGETS FOR HOME AND LOCK SCREEN • Upcoming payments in small, medium, large and extra-large sizes • Lock Screen widgets for your next payment • Monthly progress widget: how much of this month you have already paid SUBPAY PRO • Unlimited subscriptions • iCloud sync across your devices • Face ID lock, also hides your data in widgets • Custom reminder time • CSV export • Custom icons, colors, logos and categories for your own subscriptions • No ads Subpay does not ask you to sign up or connect a bank account. Subpay Pro is available as a monthly or yearly auto-renewing subscription, or as a one-time lifetime purchase. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings at any time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Recurring Expenses

Read full description

Recurring Expenses — Subscriptions & Bills Private Expense Tracker. No Cloud. No Ads. Stop losing track of what you're paying every month. Recurring Expenses helps you see all your subscriptions and recurring bills in one place — privately, on your device. ——————————————————— TRACK ANYTHING RECURRING ——————————————————— Not just fixed subscriptions. Track anything that recurs — even when the amount changes every month. Netflix, Spotify, iCloud, OpenAI, Claude.ai — fixed and predictable. Electricity, water, phone bills, insurance, tax — recurring but never the same amount. If it comes back every month, quarter, or year, it belongs here. ——————————————————————— WHAT MAKES IT DIFFERENT ——————————————————————— · No account. No cloud. No ads. · Fixed and variable bills (not just subscriptions) · Multi-currency support with local exchange rates · Your data stays on your device — always ——————————————————————————— FREE — START TRACKING TODAY ——————————————————————————— · Track up to 10 subscriptions and bills · Lifetime cost tracking · Price change history · Local backup and restore · Multi-currency — each item in its own currency · All converted and displayed in one default currency · Set your own exchange rates locally — no data leaves your device · 2 books, switch any item between them · Unlimited payment records — add every variable bill, every month · View up to 6 months of history (Pro unlocks full history) · Spending breakdown by category — tap any category to filter and see what's inside ——————————————————— PRO — FULL CONTROL ——————————————————— · Unlimited items and books · Full payment history — no time limit · Payment reminders — never miss a due date · Plan change tracking — update pricing without canceling the subscription · App Lock (Face ID / PIN) · Automatic backups · Custom categories ———————————————————————————————————————————————————————————————— Your data stays on your device — unless you choose to export it. ———————————————————————————————————————————————————————————————— Subscription renews automatically. Manage anytime in App Store settings. Privacy Policy: https://www.myopen.app/recurring/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subpay4 screens
Recurring Expenses4 screens

Verdict

The call

The clearest difference is update cadence: Recurring Expenses at every 2 weeks against Subpay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subpay sells 2 in-app purchases, starting at $1.99 per month and Recurring Expenses sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subpay ships an update every 2 months, Recurring Expenses every 2 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
Subpay versus Recurring Expenses: the parameters behind the verdict, then further details
ParameterSubpayRecurring Expenses
PriceFreeFree
Rating4.0 (8 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.6 — better
Further details — not scored
Size26 MB59 MB
Age rating4+4+
DeveloperSenol CagirTzu-Hsiang Yang

In-app purchases

2 purchases

Subpay

Subscriptions2
  • Premium Subscription + No Ads$1.991 Month
  • Premium Subscription + No Ads$17.991 Year
2 purchases

Recurring Expenses

Subscriptions2
  • Recurring Pro$2.991 Month
  • Recurring Pro$14.991 Year

Questions

Is Subpay free?
Subpay is free to download, with in-app purchases available.
Is Recurring Expenses free?
Recurring Expenses is free to download, with in-app purchases available.
Do Subpay or Recurring Expenses have ads?
Neither Subpay nor Recurring Expenses shows ads.
Which is updated more often, Subpay or Recurring Expenses?
Subpay ships an update every 2 months, and Recurring Expenses every 2 weeks. Most recently, Subpay was updated on October 24, 2026 and Recurring Expenses on October 15, 2026.

Other comparisons