# Debt Docket vs AlmostZero

The clearest difference is rating: AlmostZero at 4.8 against Debt Docket's 2.5. AlmostZero also leads on ratings volume (75 vs 2). Debt Docket's advantage is iOS requirement (17.0 vs 26.2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Debt Docket sells 2 in-app purchases, starting at $4.99 per month and AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

AlmostZero holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 86% and 86% positive.

Debt Docket ships an update every 3 weeks, AlmostZero every 2 weeks. The most recent releases landed on September 30, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Debt Docket | AlmostZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (2 ratings)](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343/reviews) | **[4.8 (75 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** |
| Number of ratings | 2 | **75** |
| Positive reviews | 85.7% of reviews | 85.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 28 MB | 224 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Ates](https://appshunter.io/developer/1691008490) | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) |

## What reviewers say

### Debt Docket

[App page](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343)

Track foreign currency debts with exchange rates and graphical analysis. Manage your finances locally on your device for enhanced security and control. Take charge of your financial future.

**Highlights:** Graphical debt analysis by currency, Real-time exchange rates for debts, User-friendly financial data management, Local data storage for security, Foreign currency debt monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Docket Monthly | $4.99 | per month |
| Debt Docket Annual | $29.99 | per year |


### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $0.99 | one-time |
| Tip | $2.99 | one-time |
| Tip | $3.99 | one-time |
| Tip | $5.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


## Frequently asked questions

### Is Debt Docket free?

Debt Docket is free to download, with in-app purchases available.

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Which has better reviews, Debt Docket or AlmostZero?

AlmostZero is rated higher. Debt Docket averages 2.5 out of 5 from 2 ratings, while AlmostZero averages 4.8 from 75 ratings.

### Do Debt Docket or AlmostZero have ads?

Neither Debt Docket nor AlmostZero shows ads.

### Which is updated more often, Debt Docket or AlmostZero?

Debt Docket ships an update every 3 weeks, and AlmostZero every 2 weeks. Most recently, Debt Docket was updated on September 30, 2026 and AlmostZero on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*