# Debt Docket vs PaidOff

The clearest difference is rating: PaidOff at 5.0 against Debt Docket's 2.5. PaidOff also leads on update cadence (every 5 days vs every 3 weeks) and review sentiment (100% vs 86%). Debt Docket's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Docket sells 2 in-app purchases, starting at $4.99 per month and PaidOff sells 2 in-app purchases, starting at $9.00 per month. Whichever you choose, the download price is not the number that matters.

PaidOff holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews point the same way: 86% of Debt Docket's written reviews are positive against 100% of PaidOff's.

Debt Docket ships an update every 3 weeks, PaidOff every 5 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Debt Docket | PaidOff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (2 ratings)](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566/reviews)** |
| Number of ratings | 2 | **8** |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Freemium | **Ad-supported** |
| Size | 28 MB | 38 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Mehmet Ates](https://appshunter.io/developer/1691008490) | [Andrew Aquino](https://appshunter.io/developer/1546163712) |

## What reviewers say

### Debt Docket

[App page](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343)

Track foreign currency debts with exchange rates and graphical analysis. Manage your finances locally on your device for enhanced security and control. Take charge of your financial future.

**Highlights:** Graphical debt analysis by currency, Real-time exchange rates for debts, User-friendly financial data management, Local data storage for security, Foreign currency debt monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Docket Monthly | $4.99 | per month |
| Debt Docket Annual | $29.99 | per year |


### PaidOff

[App page](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566)

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

**Highlights:** Account Management, Complete Debt Profile, Full Customization, Progress Tracking, Visual UI

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaidOff Plus Monthly | $9.00 | per month |
| PaidOff Plus Yearly | $72.00 | per year |


## Frequently asked questions

### Is Debt Docket free?

Debt Docket is free to download, with in-app purchases available.

### Is PaidOff free?

PaidOff is free to download, with in-app purchases available.

### Which has better reviews, Debt Docket or PaidOff?

PaidOff is rated higher. Debt Docket averages 2.5 out of 5 from 2 ratings, while PaidOff averages 5.0 from 8 ratings.

### Do Debt Docket or PaidOff have ads?

Neither Debt Docket nor PaidOff shows ads.

### Which is updated more often, Debt Docket or PaidOff?

Debt Docket ships an update every 3 weeks, and PaidOff every 5 days. Most recently, Debt Docket was updated on November 3, 2026 and PaidOff on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*