# Debt Docket vs Debt Guide

The clearest difference is rating: Debt Guide at 4.8 against Debt Docket's 2.5. Debt Guide also leads on ratings volume (49 vs 2) and device support (3 vs 1). Debt Docket's advantage is review sentiment (86% vs 62%) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Docket sells 2 in-app purchases, starting at $4.99 per month and Debt Guide sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Guide holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Debt Guide has 49 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 86% of Debt Docket's written reviews are positive against 62% of Debt Guide's, so the app with the better star average is not the one people write more warmly about.

Debt Docket ships an update every 3 weeks, Debt Guide every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Debt Docket | Debt Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (2 ratings)](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343/reviews) | **[4.8 (49 ratings)](https://appshunter.io/ios/app/debt-guide-payoff-planner/id6742562892/reviews)** |
| Number of ratings | 2 | **49** |
| Positive reviews | **85.7% of reviews** | 61.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Freemium | Freemium |
| Size | 28 MB | 98 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Ates](https://appshunter.io/developer/1691008490) | [Hussain Mustafa](https://appshunter.io/developer/1247104628) |

## What reviewers say

### Debt Docket

[App page](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343)

Track foreign currency debts with exchange rates and graphical analysis. Manage your finances locally on your device for enhanced security and control. Take charge of your financial future.

**Highlights:** Graphical debt analysis by currency, Real-time exchange rates for debts, User-friendly financial data management, Local data storage for security, Foreign currency debt monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Docket Monthly | $4.99 | per month |
| Debt Docket Annual | $29.99 | per year |


### Debt Guide

[App page](https://appshunter.io/ios/app/debt-guide-payoff-planner/id6742562892)

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

**Highlights:** Personalized debt repayment plans, Snowball and Avalanche payoff methods, Track multiple loans and credit cards, Payment reminders and alerts, Interactive progress charts and graphs, Ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $39.99 | per year |
| Premium Yearly | $39.99 | per year |
| Premium Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Debt Docket free?

Debt Docket is free to download, with in-app purchases available.

### Is Debt Guide free?

Debt Guide is free to download, with in-app purchases available.

### Which has better reviews, Debt Docket or Debt Guide?

Debt Guide is rated higher. Debt Docket averages 2.5 out of 5 from 2 ratings, while Debt Guide averages 4.8 from 49 ratings.

### Do Debt Docket or Debt Guide have ads?

Neither Debt Docket nor Debt Guide shows ads.

### Which is updated more often, Debt Docket or Debt Guide?

Debt Docket ships an update every 3 weeks, and Debt Guide every 3 months. Most recently, Debt Docket was updated on October 24, 2026 and Debt Guide on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*