# Universalbank vs Sendy

The clearest difference is rating: Universalbank at 5.0 against Sendy's 2.7. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universalbank holds the better App Store score, 5.0 against 2.7. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

Universalbank ships an update fortnightly, Sendy every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Universalbank | Sendy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/universalbank/id6453759395/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/sendy/id6469035059/reviews) |
| Number of ratings | 2 | **3** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 134 MB | 105 MB |
| Requires iOS | 15 | **14.1** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Universalbank](https://appshunter.io/developer/1269199067) | [Limited Liability Company 'Digital Payment'](https://appshunter.io/developer/885500449) |

## What reviewers say

### Universalbank

[App page](https://appshunter.io/ios/app/universalbank/id6453759395)

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

**Highlights:** Account balance and transaction history, Fund transfers between accounts, Loan and deposit information, Retail and utility service payments, Mobile and internet service payments, Currency exchange rates, Bank announcements and newsletters

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Sendy

[App page](https://appshunter.io/ios/app/sendy/id6469035059)

Send money internationally with ease and low costs. This app allows quick and secure online transfers to various countries, offering competitive exchange rates and instant crediting. It provides multiple ways to send and receive funds, ensuring your money reaches loved ones promptly and without hidden fees.

**Highlights:** International online transfers, Transfers to Tajikistan, Uzbekistan, Kyrgyzstan, Armenia, Kazakhstan, Moldova, Turkey, Send money to bank cards, Send money by phone number, Cash pickup option, Transparent exchange rates, 24/7 customer support

**In-app purchases:** none


## Frequently asked questions

### Is Universalbank free?

Universalbank is free to download, with no in-app purchases.

### Is Sendy free?

Sendy is free to download, with no in-app purchases.

### Which has better reviews, Universalbank or Sendy?

Universalbank is rated higher. Universalbank averages 5.0 out of 5 from 2 ratings, while Sendy averages 2.7 from 3 ratings.

### Do Universalbank or Sendy have ads?

Neither Universalbank nor Sendy shows ads.

### Which is updated more often, Universalbank or Sendy?

Universalbank ships an update fortnightly, and Sendy every 3 weeks. Most recently, Universalbank was updated on October 24, 2026 and Sendy on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*