# Universalbank vs Mafin

Universalbank and Mafin are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universalbank ships an update fortnightly, Mafin every 3 weeks. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Universalbank | Mafin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/universalbank/id6453759395/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 134 MB | 63 MB |
| Requires iOS | **15** | 16.4 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Universalbank](https://appshunter.io/developer/1269199067) | [Oleksandr Vender](https://appshunter.io/developer/6778263289) |

## What reviewers say

### Universalbank

[App page](https://appshunter.io/ios/app/universalbank/id6453759395)

Manage your personal banking remotely with this official mobile system. Perform transactions, view account details, make payments for various services, and track loans and deposits.

**Highlights:** Account balance and transaction history, Fund transfers between accounts, Loan and deposit information, Retail and utility service payments, Mobile and internet service payments, Currency exchange rates, Bank announcements and newsletters

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Mafin

[App page](https://appshunter.io/ios/app/mafin-smart-expense-tracker/id6778263287)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Universalbank free?

Universalbank is free to download, with no in-app purchases.

### Is Mafin free?

Mafin is free to download, with no in-app purchases.

### Do Universalbank or Mafin have ads?

Neither Universalbank nor Mafin shows ads.

### Which is updated more often, Universalbank or Mafin?

Universalbank ships an update fortnightly, and Mafin every 3 weeks. Most recently, Universalbank was updated on November 3, 2026 and Mafin on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*