# PANIPAT mBanking vs Payback Buddy App

The clearest difference is update cadence: Payback Buddy App at every 3 weeks against PANIPAT mBanking's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PANIPAT mBanking ships an update every 6 months, Payback Buddy App every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PANIPAT mBanking | Payback Buddy App |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Size | 51 MB | 41 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Panipat M-Banking](https://appshunter.io/developer/1556415399) | [Utopia Med Tech Private Limited](https://appshunter.io/developer/1695790348) |

## What reviewers say

### PANIPAT mBanking

[App page](https://appshunter.io/ios/app/panipat-mbanking/id6453759449)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payback Buddy App

[App page](https://appshunter.io/ios/app/payback-buddy-app/id6757747402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PANIPAT mBanking free?

PANIPAT mBanking is free to download, with no in-app purchases.

### Is Payback Buddy App free?

Payback Buddy App is free to download, with no in-app purchases.

### Do PANIPAT mBanking or Payback Buddy App have ads?

Neither PANIPAT mBanking nor Payback Buddy App shows ads.

### Which is updated more often, PANIPAT mBanking or Payback Buddy App?

PANIPAT mBanking ships an update every 6 months, and Payback Buddy App every 3 weeks. Most recently, PANIPAT mBanking was updated on November 3, 2026 and Payback Buddy App on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*