# Cudie vs Topratepay

The clearest difference is device support: Topratepay at 3 against Cudie's —. Topratepay also leads on iOS requirement (15.1 vs 18.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cudie ships an update every 18 months, Topratepay every 14 months. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Cudie | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Every 18 months | **Every 14 months** |
| Monetization | — | Free |
| Size | 103 MB | 40 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | — | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [AFEX Commodities Exchange Limited](https://appshunter.io/developer/1494447283) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### Cudie

[App page](https://appshunter.io/ios/app/cudie/id6454275992)

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cudie free?

Cudie is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Which is updated more often, Cudie or Topratepay?

Cudie ships an update every 18 months, and Topratepay every 14 months. Most recently, Cudie was updated on October 27, 2026 and Topratepay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*