# Sem vs BudlyApp

The clearest difference is in-app purchases: Sem at none against BudlyApp's 2. Sem also leads on iOS requirement (12.0 vs 16.0). BudlyApp's advantage is update cadence (every 4 days vs every 4 months). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. BudlyApp sells 2 in-app purchases, starting at $4.99 per month. Sem asks for nothing beyond the download.

Sem ships an update every 4 months, BudlyApp every 4 days. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Sem | BudlyApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sem-budgeting/id6455884315/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 53 MB | 58 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mark Mendoza](https://appshunter.io/developer/1700185707) | [Giuliano Accorsi](https://appshunter.io/developer/1833997288) |

## What reviewers say

### Sem

[App page](https://appshunter.io/ios/app/sem-budgeting/id6455884315)

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

**Highlights:** Add and manage expenses, Categorize spending, Monthly budget overviews, Push notifications for due dates, Generate monthly statements, Light and Dark mode

**Features:** macOS Compatibility

**In-app purchases:** none


### BudlyApp

[App page](https://appshunter.io/ios/app/budlyapp/id6758682854)

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

**Highlights:** Monthly budget tracking, Customizable spending categories, Trip-specific budgets, Automated subscription logging, AI-powered spending analysis, Offline functionality, Cross-device data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budly Pro - Monthly | $4.99 | per month |
| Budly Pro - Annual | $29.99 | per year |


## Frequently asked questions

### Is Sem free?

Sem is free to download, with no in-app purchases.

### Is BudlyApp free?

BudlyApp is free to download, with in-app purchases available.

### Do Sem or BudlyApp have ads?

Neither Sem nor BudlyApp shows ads.

### Which is updated more often, Sem or BudlyApp?

Sem ships an update every 4 months, and BudlyApp every 4 days. Most recently, Sem was updated on October 11, 2026 and BudlyApp on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*