# Wave Merchant vs SplitX

The clearest difference is update cadence: SplitX at monthly against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wave Merchant ships an update every 4 months, SplitX monthly. The most recent releases landed on August 21, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Wave Merchant | SplitX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | — |
| Size | 69 MB | 83 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Wave Money](https://appshunter.io/developer/1234535228) | [Vaibhav Vishal](https://appshunter.io/developer/1801051425) |

## What reviewers say

### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SplitX

[App page](https://appshunter.io/ios/app/splitx-bill-and-expense-split/id6746949423)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Is SplitX free?

SplitX is free to download, with no in-app purchases.

### Do Wave Merchant or SplitX have ads?

Neither Wave Merchant nor SplitX shows ads.

### Which is updated more often, Wave Merchant or SplitX?

Wave Merchant ships an update every 4 months, and SplitX monthly. Most recently, Wave Merchant was updated on August 21, 2026 and SplitX on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*