# Wave Merchant vs MIFIDA

The clearest difference is rating: MIFIDA at 5.0 against Wave Merchant's 4.2. Wave Merchant's advantage is ratings volume (10 vs 2) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MIFIDA holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Wave Merchant has 10 ratings behind it against 2, so its average is the more settled of the two.

Wave Merchant ships an update every 4 months, MIFIDA every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Wave Merchant | MIFIDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mifida/id6748524844/reviews)** |
| Number of ratings | **10** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 69 MB | 36 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Wave Money](https://appshunter.io/developer/1234535228) | [MIFIDA](https://appshunter.io/developer/1782272635) |

## What reviewers say

### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MIFIDA

[App page](https://appshunter.io/ios/app/mifida/id6748524844)

Easily manage your loans and savings accounts. Track repayment schedules, view account details, and receive important updates in a secure and reliable application.

**Highlights:** Loan and savings management, Repayment schedule tracking, Account detail viewing, Secure and reliable platform, Receive important updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Is MIFIDA free?

MIFIDA is free to download, with no in-app purchases.

### Which has better reviews, Wave Merchant or MIFIDA?

MIFIDA is rated higher. Wave Merchant averages 4.2 out of 5 from 10 ratings, while MIFIDA averages 5.0 from 2 ratings.

### Do Wave Merchant or MIFIDA have ads?

Neither Wave Merchant nor MIFIDA shows ads.

### Which is updated more often, Wave Merchant or MIFIDA?

Wave Merchant ships an update every 4 months, and MIFIDA every 2 months. Most recently, Wave Merchant was updated on October 24, 2026 and MIFIDA on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*