# Smart Log On vs Rowes Wharf

The clearest difference is update cadence: Smart Log On at monthly against Rowes Wharf's every 6 months. Smart Log On also leads on device support (3 vs 1). Rowes Wharf's advantage is iOS requirement (16.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Log On ships an update monthly, Rowes Wharf every 6 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Smart Log On | Rowes Wharf |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (26 ratings)](https://appshunter.io/ios/app/smart-log-on/id6456946128/reviews)** | — |
| Number of ratings | **26** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Free | — |
| Size | 26 MB | 107 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Acceptto Corporation](https://appshunter.io/developer/893534373) | [PPF OFF Rowes Wharf Holdings LLC](https://appshunter.io/developer/1857995536) |

## What reviewers say

### Smart Log On

[App page](https://appshunter.io/ios/app/smart-log-on/id6456946128)

Securely log in to accounts without passwords using behavioral modeling and multi-factor authentication. Authorize requests in real-time from your registered device, with an offline option for authentication.

**Highlights:** Passwordless login, Behavioral modeling, Multi-Factor Authentication (MFA), Real-time authorization, Offline authentication option, Risk-based authentication

**Features:** Vision Pro support

**In-app purchases:** none


### Rowes Wharf

[App page](https://appshunter.io/ios/app/rowes-wharf/id6756019045)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Smart Log On free?

Smart Log On is free to download, with no in-app purchases.

### Is Rowes Wharf free?

Rowes Wharf is free to download, with no in-app purchases.

### Do Smart Log On or Rowes Wharf have ads?

Neither Smart Log On nor Rowes Wharf shows ads.

### Which is updated more often, Smart Log On or Rowes Wharf?

Smart Log On ships an update monthly, and Rowes Wharf every 6 months. Most recently, Smart Log On was updated on November 3, 2026 and Rowes Wharf on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*