# Bear Loan Calculator vs Uprova

The clearest difference is rating: Bear Loan Calculator at 4.7 against Uprova's 1.7. Bear Loan Calculator also leads on update cadence (every 2 weeks vs every 3 months). Uprova's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Bear Loan Calculator sells 3 in-app purchases, starting at $3.99 per month. Uprova asks for nothing beyond the download.

Bear Loan Calculator holds the better App Store score, 4.7 against 1.7. Both are backed by a comparable volume of ratings — 61 and 27 respectively.

Bear Loan Calculator ships an update every 2 weeks, Uprova every 3 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Bear Loan Calculator | Uprova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (61 ratings)](https://appshunter.io/ios/app/bear-loan-calculator/id6457632665/reviews)** | [1.7 (27 ratings)](https://appshunter.io/ios/app/uprova/id6748051554/reviews) |
| Number of ratings | **61** | 27 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 30 MB | 39 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [娜 杨](https://appshunter.io/developer/1700983284) | [Uprova Credit, LLC](https://appshunter.io/developer/1824105301) |

## What reviewers say

### Bear Loan Calculator

[App page](https://appshunter.io/ios/app/bear-loan-calculator/id6457632665)

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

**Highlights:** Monthly loan payment calculation, Repayment schedule generation, Loan repayment reminders, Export amortization table to Excel, Supports personal loans and mortgages, Multiple repayment methods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly Subscription | $3.99 | per month |
| Pro Yearly Subscription | $9.99 | per year |
| Pro Version Lifetime | $12.99 | one-time |


### Uprova

[App page](https://appshunter.io/ios/app/uprova/id6748051554)

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

**Highlights:** Fast loan approvals, Funds within 30 minutes, No collateral required, Flexible repayment options, Build credit history, No prepayment penalties, Easy application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bear Loan Calculator free?

Bear Loan Calculator is free to download, with in-app purchases available.

### Is Uprova free?

Uprova is free to download, with no in-app purchases.

### Which has better reviews, Bear Loan Calculator or Uprova?

Bear Loan Calculator is rated higher. Bear Loan Calculator averages 4.7 out of 5 from 61 ratings, while Uprova averages 1.7 from 27 ratings.

### Do Bear Loan Calculator or Uprova have ads?

Bear Loan Calculator shows ads; Uprova does not.

### Which is updated more often, Bear Loan Calculator or Uprova?

Bear Loan Calculator ships an update every 2 weeks, and Uprova every 3 months. Most recently, Bear Loan Calculator was updated on November 3, 2026 and Uprova on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*