# 328Expense Cloud vs InstaLedger

The clearest difference is ads: 328Expense Cloud at none against InstaLedger's shown. 328Expense Cloud also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. 328Expense Cloud sells 2 in-app purchases, starting at $7.99 per year and InstaLedger sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

328Expense Cloud ships an update every 5 weeks, InstaLedger every 6 weeks. The most recent releases landed on October 11, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | 328Expense Cloud | InstaLedger |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Size | 43 MB | 36 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Sze Kwok Cheung](https://appshunter.io/developer/1196221558) | [HSIN YU TSAI](https://appshunter.io/developer/1846677890) |

## What reviewers say

### 328Expense Cloud

[App page](https://appshunter.io/ios/app/328expense-cloudcollaboration/id6458102831)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly Subscription | $7.99 | per year |
| Permanent Purchase | $12.99 | one-time |


### InstaLedger

[App page](https://appshunter.io/ios/app/instaledger/id6754100709)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BASIC | $1.99 | per month |
| PRO | $9.99 | per month |
| BASIC | $19.99 | per year |
| PRO | $99.99 | per year |


## Frequently asked questions

### Is 328Expense Cloud free?

328Expense Cloud is free to download, with in-app purchases available.

### Is InstaLedger free?

InstaLedger is free to download, with in-app purchases available.

### Do 328Expense Cloud or InstaLedger have ads?

InstaLedger shows ads; 328Expense Cloud does not.

### Which is updated more often, 328Expense Cloud or InstaLedger?

328Expense Cloud ships an update every 5 weeks, and InstaLedger every 6 weeks. Most recently, 328Expense Cloud was updated on October 11, 2026 and InstaLedger on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*