# 兴业证券优理宝 vs 中金财富

The clearest difference is rating: 兴业证券优理宝 at 2.6 against 中金财富's 1.9. 兴业证券优理宝 also leads on review sentiment (76% vs 59%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. 兴业证券优理宝 sells 10 one-off in-app purchases and 中金财富 sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

兴业证券优理宝 holds the better App Store score, 2.6 against 1.9. Both are backed by a comparable volume of ratings — 14 and 20 respectively. Written reviews point the same way: 76% of 兴业证券优理宝's written reviews are positive against 59% of 中金财富's.

兴业证券优理宝 ships an update fortnightly, 中金财富 every 2 weeks. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | 兴业证券优理宝 | 中金财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (14 ratings)](https://appshunter.io/ios/app/id645811920/reviews)** | [1.9 (20 ratings)](https://appshunter.io/ios/app/id917565983/reviews) |
| Number of ratings | 14 | **20** |
| Positive reviews | **76.5% of reviews** | 59.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 478 MB | 414 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [兴业证券股份有限公司](https://appshunter.io/developer/496762509) | [CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED](https://appshunter.io/developer/477668913) |

## What reviewers say

### 兴业证券优理宝

[App page](https://appshunter.io/ios/app/id645811920)

This platform offers stock trading, fund investment, and wealth management services. It provides tools for stock selection, market monitoring, and intelligent trading, along with personalized financial news and expert advice.

**Highlights:** Stock trading and account opening, Fund investment and wealth management, Intelligent stock selection, Real-time market monitoring, Intelligent trading strategies, Personalized financial news, Expert investment advice

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 整体提佣0728 | $0.99 | one-time |
| 斗转星移-1个月 | $29.99 | one-time |
| 趋势向上-1个月 | $99.99 | one-time |
| 繁花-1个月 | $149.99 | one-time |
| 湘江价值-1个月 | $149.99 | one-time |
| 趋势向上-3个月 | $249.99 | one-time |
| 斗转星移-12个月 | $299.99 | one-time |
| 繁花-3个月 | $399.99 | one-time |
| 湘江价值-3个月 | $399.99 | one-time |
| 趋势向上-12个月 | $999.99 | one-time |


### 中金财富

[App page](https://appshunter.io/ios/app/id917565983)

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| level2-1个月 | $0.99 | one-time |
| 相似K线1个月 | $3.99 | one-time |
| 多空信号1个月 | $6.99 | one-time |
| level2-6个月 | $6.99 | one-time |
| level2-12个月 | $12.99 | one-time |
| 趋势信号灯1个月 | $17.99 | one-time |
| AI金股一个月 | $32.99 | one-time |
| AI金股三个月 | $89.99 | one-time |
| AI金股六个月 | $179.99 | one-time |
| AI金股十二个月 | $299.99 | one-time |


## Frequently asked questions

### Is 兴业证券优理宝 free?

兴业证券优理宝 is free to download, with in-app purchases available.

### Is 中金财富 free?

中金财富 is free to download, with in-app purchases available.

### Which has better reviews, 兴业证券优理宝 or 中金财富?

兴业证券优理宝 is rated higher. 兴业证券优理宝 averages 2.6 out of 5 from 14 ratings, while 中金财富 averages 1.9 from 20 ratings.

### Do 兴业证券优理宝 or 中金财富 have ads?

Neither 兴业证券优理宝 nor 中金财富 shows ads.

### Which is updated more often, 兴业证券优理宝 or 中金财富?

兴业证券优理宝 ships an update fortnightly, and 中金财富 every 2 weeks. Most recently, 兴业证券优理宝 was updated on November 6, 2026 and 中金财富 on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
