# STC Bank vs Shortfall

The clearest difference is in-app purchases: STC Bank at none against Shortfall's 1. STC Bank also leads on ratings volume (44K vs 1) and update cadence (every 5 days vs every 3 weeks). Shortfall's advantage is rating (5.0 vs 4.7). On price, ads and device support there is nothing between them.

Both are free to download. Shortfall sells 1 one-off in-app purchase. STC Bank asks for nothing beyond the download.

Shortfall holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: STC Bank has 44K ratings behind it against 1, so its average is the more settled of the two.

STC Bank ships an update every 5 days, Shortfall every 3 weeks. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | STC Bank | Shortfall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (44K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521/reviews)** |
| Number of ratings | **44K** | 1 |
| Positive reviews | 38.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 461 MB | 4 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [STCPay](https://appshunter.io/developer/1364197139) | [Steven Knauss](https://appshunter.io/developer/1877190883) |

## What reviewers say

### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


### Shortfall

[App page](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521)

This app helps car buyers avoid hidden fees by scanning contracts and flagging charges higher than typical for their state. It provides a free initial audit and an optional one-time purchase for unlimited use and advanced features like tracking dealer revisions.

**Highlights:** Scan car contracts with camera or PDF, Flag fees higher than typical for your state, Analyze interest rates and doc fees, Track dealer contract revisions, Check Kelley Blue Book trade-in values, Private by design, no account needed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Audits | $4.99 | one-time |


## Frequently asked questions

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Is Shortfall free?

Shortfall is free to download, with in-app purchases available.

### Which has better reviews, STC Bank or Shortfall?

Shortfall is rated higher. STC Bank averages 4.7 out of 5 from 44K ratings, while Shortfall averages 5.0 from 1 ratings.

### Do STC Bank or Shortfall have ads?

Neither STC Bank nor Shortfall shows ads.

### Which is updated more often, STC Bank or Shortfall?

STC Bank ships an update every 5 days, and Shortfall every 3 weeks. Most recently, STC Bank was updated on October 19, 2026 and Shortfall on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*