# SC Mobile Pakistan vs Xpense

The clearest difference is in-app purchases: SC Mobile Pakistan at none against Xpense's 2. Xpense's advantage is update cadence (weekly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Xpense sells 2 in-app purchases, starting at $3.99 per month. SC Mobile Pakistan asks for nothing beyond the download.

SC Mobile Pakistan ships an update every 6 weeks, Xpense weekly. The most recent releases landed on October 26, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | SC Mobile Pakistan | Xpense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3K ratings)](https://appshunter.io/ios/app/sc-mobile-pakistan/id645859445/reviews)** | — |
| Number of ratings | **3K** | — |
| Positive reviews | 40.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 184 MB | 101 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Zohaib Aslam](https://appshunter.io/developer/6781381466) |

## What reviewers say

### SC Mobile Pakistan

[App page](https://appshunter.io/ios/app/sc-mobile-pakistan/id645859445)

Manage your banking needs on the go with a secure and user-friendly mobile app. Access account statements, transfer funds, pay bills, and manage your cards effortlessly. Open new accounts and locate ATMs or branches with ease.

**Highlights:** Real-time account balances and transaction access, Secure login with Touch/Face ID, Instant fund transfers and bill payments, Credit and debit card management, New account and product applications, ATM and branch locator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient local transfers
- 🔒 Secure banking experience
- 👍 User-friendly interface
- 👍 Smooth and stable app
- 👍 Great for overseas clients

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable transaction processing
- 🐛 Inability to add payees without IBAN
- 🐛 Slow app performance
- 🐛 Crashes and bugs

**Reported bugs**

- App not working on iPhone 6 Plus and newer devices
- Face ID and Touch ID not functioning properly
- Transactions failing randomly with error codes
- Inability to view payment history

**Requested features**

- Add payee by account number or mobile number
- Implement dark mode
- Improve search functionality for payees
- Provide real-time transaction notifications
- Allow deleting of unwanted payees


### Xpense

[App page](https://appshunter.io/ios/app/xpense-expense-tracker-app/id6781827933)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $19.99 | per year |


## Frequently asked questions

### Is SC Mobile Pakistan free?

SC Mobile Pakistan is free to download, with no in-app purchases.

### Is Xpense free?

Xpense is free to download, with in-app purchases available.

### Do SC Mobile Pakistan or Xpense have ads?

Neither SC Mobile Pakistan nor Xpense shows ads.

### Which is updated more often, SC Mobile Pakistan or Xpense?

SC Mobile Pakistan ships an update every 6 weeks, and Xpense weekly. Most recently, SC Mobile Pakistan was updated on October 26, 2026 and Xpense on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*