# JCCB mPay vs Setld.

The clearest difference is update cadence: Setld. at every 4 days against JCCB mPay's every 7 months. JCCB mPay's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JCCB mPay ships an update every 7 months, Setld. every 4 days. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | JCCB mPay | Setld. |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 4 days** |
| Size | 61 MB | 4 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Jaipur Central Cooperative Bank Ltd.](https://appshunter.io/developer/1701380203) | [BENNO LUTZ VAN DER MERWE](https://appshunter.io/developer/6786210116) |

## What reviewers say

### JCCB mPay

[App page](https://appshunter.io/ios/app/jccb-mpay/id6458691772)

**Features:** macOS Compatibility

**In-app purchases:** none


### Setld.

[App page](https://appshunter.io/ios/app/setld/id6786210114)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JCCB mPay free?

JCCB mPay is free to download, with no in-app purchases.

### Is Setld. free?

Setld. is free to download, with no in-app purchases.

### Do JCCB mPay or Setld. have ads?

Neither JCCB mPay nor Setld. shows ads.

### Which is updated more often, JCCB mPay or Setld.?

JCCB mPay ships an update every 7 months, and Setld. every 4 days. Most recently, JCCB mPay was updated on October 8, 2026 and Setld. on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*