# 财小蜜 vs FIRE记账

The clearest difference is rating: FIRE记账 at 5.0 against 财小蜜's 4.2. 财小蜜's advantage is review sentiment (95% vs 67%) and ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. 财小蜜 sells 16 one-off in-app purchases and FIRE记账 sells 8 in-app purchases, starting at $0.99 per year. Whichever you choose, the download price is not the number that matters.

FIRE记账 holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: 财小蜜 has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 95% of 财小蜜's written reviews are positive against 67% of FIRE记账's, so the app with the better star average is not the one people write more warmly about.

财小蜜 ships an update every 8 days, FIRE记账 every 5 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | 财小蜜 | FIRE记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/id6459060527/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fire/id6742338689/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | **95.2% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 5 days** |
| Monetization | Free | Free |
| Size | 115 MB | 83 MB |
| Requires iOS | **15.6** | 17.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [杭州财晓觅科技有限公司](https://appshunter.io/developer/1745241191) | [学明 庞](https://appshunter.io/developer/1797330435) |

## What reviewers say

### 财小蜜

[App page](https://appshunter.io/ios/app/id6459060527)

This app helps individuals with complex financial structures manage all their assets in one place. It tracks investments across multiple markets, currencies, and asset types, providing insights into net worth and investment performance. It also offers robust budgeting, debt management, and data import/export capabilities.

**Highlights:** Multi-market investment tracking, Multi-currency automatic conversion, Investment yield calculation, Cryptocurrency & precious metal support, Multi-account asset consolidation, Advanced budgeting and debt management, Data import and AI-powered bookkeeping

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 财小蜜年付会员基础版 | $0.99 | one-time |
| 财小蜜1元积分礼包 | $0.99 | one-time |
| 财小蜜年付会员基础版 | $2.99 | one-time |
| 财小蜜年付会员专业版 | $3.99 | one-time |
| 财小蜜年付会员专业版 | $4.99 | one-time |
| 财小蜜永久VIP | $7.99 | one-time |
| 财小蜜年付会员投资版 | $9.99 | one-time |
| 财小蜜年付会员投资版 | $14.99 | one-time |
| 财小蜜永久会员专业版版 | $14.99 | one-time |
| 财小蜜VIP永久会员 | $14.99 | one-time |
| 财小蜜永久会员专业版 | $19.99 | one-time |
| 财小蜜年付会员投资版 | $39.99 | one-time |
| 财小蜜永久会员投资版 | $39.99 | one-time |
| 财小蜜永久VIP无限积分版 | $39.99 | one-time |
| 财小蜜年付会员投资版 | $49.99 | one-time |
| 财小蜜永久会员投资版 | $59.99 | one-time |


### FIRE记账

[App page](https://appshunter.io/ios/app/fire/id6742338689)

This app helps you manage your assets, debts, and monthly income and expenses. It offers in-depth tracking of investments like stocks and funds, and manages various loan types with repayment reminders. It also automates income and expense entries from payment apps.

**Highlights:** Stock and fund tracking with real-time price updates, Automated dividend and interest crediting, Comprehensive debt management with repayment plans, Automatic transaction recording from payment apps, Credit card statement tracking, Automated salary entry, Loan calculation and analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包年 | $0.99 | per year |
| 月度会员 | $1.99 | one-time |
| 小额捐赠 | $2.99 | one-time |
| 中额捐赠 | $7.99 | one-time |
| 年度会员 | $9.99 | one-time |
| 三年会员 | $22.99 | one-time |
| 大额捐赠 | $29.99 | one-time |
| 永久会员 | $34.99 | one-time |


## Frequently asked questions

### Is 财小蜜 free?

财小蜜 is free to download, with in-app purchases available.

### Is FIRE记账 free?

FIRE记账 is free to download, with in-app purchases available.

### Which has better reviews, 财小蜜 or FIRE记账?

FIRE记账 is rated higher. 财小蜜 averages 4.2 out of 5 from 5 ratings, while FIRE记账 averages 5.0 from 1 ratings.

### Do 财小蜜 or FIRE记账 have ads?

Neither 财小蜜 nor FIRE记账 shows ads.

### Which is updated more often, 财小蜜 or FIRE记账?

财小蜜 ships an update every 8 days, and FIRE记账 every 5 days. Most recently, 财小蜜 was updated on October 30, 2026 and FIRE记账 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*