# Fintly vs SpendWave Expense tracker App

The clearest difference is update cadence: Fintly at every 2 days against SpendWave Expense tracker App's fortnightly. Fintly also leads on iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Fintly sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Fintly ships an update every 2 days, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 10, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Fintly | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | — | 70.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | — | Freemium |
| Size | 6 MB | 19 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Jordan Andrade Carlota](https://appshunter.io/developer/1663536756) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Fintly

[App page](https://appshunter.io/ios/app/fintly-budget-tracker/id6459193047)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fintly Pro | $19.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Fintly free?

Fintly is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Do Fintly or SpendWave Expense tracker App have ads?

Neither Fintly nor SpendWave Expense tracker App shows ads.

### Which is updated more often, Fintly or SpendWave Expense tracker App?

Fintly ships an update every 2 days, and SpendWave Expense tracker App fortnightly. Most recently, Fintly was updated on September 10, 2026 and SpendWave Expense tracker App on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*