# Unsquander vs Pay Me Back

The clearest difference is update cadence: Unsquander at every 10 days against Pay Me Back's monthly. Pay Me Back's advantage is ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Unsquander sells 2 in-app purchases, starting at $9.99 per year and Pay Me Back sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Unsquander against 5.0 for Pay Me Back. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Unsquander ships an update every 10 days, Pay Me Back monthly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Unsquander | Pay Me Back |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/unsquander-allowance-tracker/id6459537818/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/pay-me-back-bill-splitter/id6503019110/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 28 MB | 57 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Unsquander LLC](https://appshunter.io/developer/1626147066) | [Milan Ravenell](https://appshunter.io/developer/1422843362) |

## What reviewers say

### Unsquander

[App page](https://appshunter.io/ios/app/unsquander-allowance-tracker/id6459537818)

This app helps children develop saving habits by visually demonstrating the cumulative cost of impulse purchases. It teaches valuable lessons about financial responsibility and the benefits of saving money from an early age.

**Highlights:** Visual spending impact tracking, Encourages saving habits, Teaches financial responsibility, Simple and clean interface, Early buyer's remorse lessons

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (1 year) | $9.99 | per year |
| Premium (Lifetime Deal) | $24.99 | one-time |


### Pay Me Back

[App page](https://appshunter.io/ios/app/pay-me-back-bill-splitter/id6503019110)

Effortlessly split bills and track shared expenses with friends. Simply photograph receipts, and the app calculates individual amounts, including tax and tip. It then generates a shareable link, directing users to payment platforms like Venmo for easy reimbursement.

**Highlights:** Receipt scanning, Automatic tax and tip calculation, Shareable payment links, Direct integration with Venmo, Expense tracking, Bill splitting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pay Me Back Premium Monthly | $1.99 | per month |
| Pay Me Back Premium SemiAnnual | $7.49 | per 6 months |
| Pay Me Back Premium Yearly | $12.99 | per year |


## Frequently asked questions

### Is Unsquander free?

Unsquander is free to download, with in-app purchases available.

### Is Pay Me Back free?

Pay Me Back is free to download, with in-app purchases available.

### Which has better reviews, Unsquander or Pay Me Back?

Unsquander and Pay Me Back are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.

### Do Unsquander or Pay Me Back have ads?

Neither Unsquander nor Pay Me Back shows ads.

### Which is updated more often, Unsquander or Pay Me Back?

Unsquander ships an update every 10 days, and Pay Me Back monthly. Most recently, Unsquander was updated on November 3, 2026 and Pay Me Back on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*