# Telco Mobile vs Ripple CU Mobile

The clearest difference is review sentiment: Telco Mobile at 47% against Ripple CU Mobile's 0%. Telco Mobile also leads on rating (4.7 vs 4.2) and ratings volume (4.7K vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Telco Mobile holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Telco Mobile has 4.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Telco Mobile's written reviews are positive against 0% of Ripple CU Mobile's.

Telco Mobile ships an update every 18 months, Ripple CU Mobile every 10 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Telco Mobile | Ripple CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.7K ratings)](https://appshunter.io/ios/app/telco-mobile/id645968008/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/ripple-cu-mobile/id1136687968/reviews) |
| Number of ratings | **4.7K** | 5 |
| Positive reviews | **47.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 18 months | **Every 10 months** |
| Monetization | Free | Free |
| Size | 27 MB | 87 MB |
| Requires iOS | 16 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Telco Community Credit Union](https://appshunter.io/developer/645968451) | [Health Care Credit Union](https://appshunter.io/developer/1136687967) |

## What reviewers say

### Telco Mobile

[App page](https://appshunter.io/ios/app/telco-mobile/id645968008)

Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.

**Highlights:** View account balances and activity, Transfer funds, Expense graph, Pay loans and bills, Set up account alerts, Mobile check deposit, Card management

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Easy to use app
- 💡 Helpful features like balance checking and money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Lack of mobile check deposit feature
- 🕰️ Slow app performance and long load times
- 🔒 Security concerns with account access

**Reported bugs**

- App crashes on login
- Account access issues
- Incompatibility with certain devices

**Requested features**

- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration


### Ripple CU Mobile

[App page](https://appshunter.io/ios/app/ripple-cu-mobile/id1136687968)

Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Pay bills

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Telco Mobile free?

Telco Mobile is free to download, with no in-app purchases.

### Is Ripple CU Mobile free?

Ripple CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Telco Mobile or Ripple CU Mobile?

Telco Mobile is rated higher. Telco Mobile averages 4.7 out of 5 from 4.7K ratings, while Ripple CU Mobile averages 4.2 from 5 ratings.

### Do Telco Mobile or Ripple CU Mobile have ads?

Neither Telco Mobile nor Ripple CU Mobile shows ads.

### Which is updated more often, Telco Mobile or Ripple CU Mobile?

Telco Mobile ships an update every 18 months, and Ripple CU Mobile every 10 months. Most recently, Telco Mobile was updated on November 1, 2026 and Ripple CU Mobile on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*