# Telco Mobile vs MountainCU Mobile

The clearest difference is update cadence: MountainCU Mobile at monthly against Telco Mobile's every 18 months. MountainCU Mobile also leads on review sentiment (68% vs 47%). Telco Mobile's advantage is iOS requirement (16 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Telco Mobile against 4.8 for MountainCU Mobile. Both are backed by a comparable volume of ratings — 4.7K and 3K respectively. Written reviews are what separate them: 47% of Telco Mobile's written reviews are positive against 68% of MountainCU Mobile's.

Telco Mobile ships an update every 18 months, MountainCU Mobile monthly. Both last shipped on October 29, 2026.

## The numbers

| Metric | Telco Mobile | MountainCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.7K ratings)](https://appshunter.io/ios/app/telco-mobile/id645968008/reviews) | **[4.8 (3K ratings)](https://appshunter.io/ios/app/mountaincu-mobile/id1532105988/reviews)** |
| Number of ratings | **4.7K** | 3K |
| Positive reviews | 47.0% of reviews | **67.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 18 months | **Monthly** |
| Monetization | Free | Free |
| Size | 27 MB | 177 MB |
| Requires iOS | **16** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Telco Community Credit Union](https://appshunter.io/developer/645968451) | [Mountain Credit Union](https://appshunter.io/developer/739101074) |

## What reviewers say

### Telco Mobile

[App page](https://appshunter.io/ios/app/telco-mobile/id645968008)

Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.

**Highlights:** View account balances and activity, Transfer funds, Expense graph, Pay loans and bills, Set up account alerts, Mobile check deposit, Card management

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Easy to use app
- 💡 Helpful features like balance checking and money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Lack of mobile check deposit feature
- 🕰️ Slow app performance and long load times
- 🔒 Security concerns with account access

**Reported bugs**

- App crashes on login
- Account access issues
- Incompatibility with certain devices

**Requested features**

- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration


### MountainCU Mobile

[App page](https://appshunter.io/ios/app/mountaincu-mobile/id1532105988)

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy mobile deposit
- 👍 Great app
- 👍 Friendly employees
- 👍 Convenient app and website
- 👍 Instant transfers

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Inconsistent app performance
- 🐛 Upgrade issues
- 🐛 Inaccurate account balances
- 🐛 Forced password changes

**Reported bugs**

- Upgrade not working on iPhone iOS 15
- App frequently stops working for days at a time
- New app update causes login issues

**Requested features**

- Option to block card or pause account
- Credit score visibility


## Frequently asked questions

### Is Telco Mobile free?

Telco Mobile is free to download, with no in-app purchases.

### Is MountainCU Mobile free?

MountainCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Telco Mobile or MountainCU Mobile?

MountainCU Mobile is rated higher. Telco Mobile averages 4.7 out of 5 from 4.7K ratings, while MountainCU Mobile averages 4.8 from 3K ratings.

### Do Telco Mobile or MountainCU Mobile have ads?

Neither Telco Mobile nor MountainCU Mobile shows ads.

### Which is updated more often, Telco Mobile or MountainCU Mobile?

Telco Mobile ships an update every 18 months, and MountainCU Mobile monthly. Most recently, Telco Mobile was updated on October 29, 2026 and MountainCU Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*