# BluCurrent Mobile vs Flat Branch Servicing

BluCurrent Mobile and Flat Branch Servicing both sit at 4.9 stars, but that hides the real split: 74% of BluCurrent Mobile's written reviews are positive against 26% of Flat Branch Servicing's. BluCurrent Mobile also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for BluCurrent Mobile against 4.8 for Flat Branch Servicing. Both are backed by a comparable volume of ratings — 2.1K and 1.9K respectively. Written reviews are what separate them: 74% of BluCurrent Mobile's written reviews are positive against 26% of Flat Branch Servicing's.

Both ship on a similar rhythm, roughly every 8 months. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | BluCurrent Mobile | Flat Branch Servicing |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.1K ratings)](https://appshunter.io/ios/app/blucurrent-mobile/id646046613/reviews)** | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327/reviews) |
| Number of ratings | **2.1K** | 1.9K |
| Positive reviews | **73.9% of reviews** | 26.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | Every 8 months |
| Monetization | Free | Free |
| Size | 20 MB | 208 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BluCurrent Credit Union](https://appshunter.io/developer/646046616) | [Branch Flat Mortgage, Inc.](https://appshunter.io/developer/1449631643) |

## What reviewers say

### BluCurrent Mobile

[App page](https://appshunter.io/ios/app/blucurrent-mobile/id646046613)

Manage your BluCurrent accounts securely from anywhere. Deposit checks, view balances, track transactions, transfer funds, and pay bills conveniently from your mobile device.

**Highlights:** Account dashboard, Transaction history, Check deposit, Fund transfers, Bill payment

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Easy to set up and use
- 💯 Great customer service
- 🔒 Secure and reliable
- 🎨 Visually appealing

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- ⚠️ Compatibility issues with some devices
- 🔄 Slow check scanning process

**Reported bugs**

- App crashes after iOS 13 update
- Login issues with spinning circle
- Scanning checks often results in errors

**Requested features**

- Access to account statements
- Apple Watch app support
- Improved mobile check deposit functionality


### Flat Branch Servicing

[App page](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327)

Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.

**Highlights:** View account information, Make one-time payments, Set up recurring payments, Manage important documents, 24/7 loan access

**In-app purchases:** none

**What reviewers like**

- 💖 Awesome app
- 🚀 Easy and quick enrollment

**What reviewers complain about**

- 🐛 Unable to use app after update
- 🐛 App never works and won't let you log in
- 🐛 App requires update, but no update available
- 🐛 Completely unusable after update
- 🙅‍♀️ Cannot copy and paste payment info

**Reported bugs**

- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something

**Requested features**

- Bring back principal savings calculation


## Frequently asked questions

### Is BluCurrent Mobile free?

BluCurrent Mobile is free to download, with no in-app purchases.

### Is Flat Branch Servicing free?

Flat Branch Servicing is free to download, with no in-app purchases.

### Which has better reviews, BluCurrent Mobile or Flat Branch Servicing?

BluCurrent Mobile is rated higher. BluCurrent Mobile averages 4.9 out of 5 from 2.1K ratings, while Flat Branch Servicing averages 4.8 from 1.9K ratings.

### Do BluCurrent Mobile or Flat Branch Servicing have ads?

Neither BluCurrent Mobile nor Flat Branch Servicing shows ads.

### Which is updated more often, BluCurrent Mobile or Flat Branch Servicing?

BluCurrent Mobile ships an update every 8 months, and Flat Branch Servicing every 8 months. Most recently, BluCurrent Mobile was updated on October 26, 2026 and Flat Branch Servicing on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*