# First State Bank MI Mobile vs Splitsy

The clearest difference is review sentiment: Splitsy at 100% against First State Bank MI Mobile's 32%. Splitsy also leads on ads (none vs shown) and rating (5.0 vs 4.6). First State Bank MI Mobile's advantage is in-app purchases (none vs 1) and ratings volume (1K vs 3). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Splitsy sells 1 in-app purchase, starting at $2.99 per month. First State Bank MI Mobile asks for nothing beyond the download.

Splitsy holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: First State Bank MI Mobile has 1K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 32% of First State Bank MI Mobile's written reviews are positive against 100% of Splitsy's.

## The numbers

| Metric | First State Bank MI Mobile | Splitsy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1K ratings)](https://appshunter.io/ios/app/first-state-bank-mi-mobile/id646062893/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/splitsy-split-bills/id6758689142/reviews)** |
| Number of ratings | **1K** | 3 |
| Positive reviews | 32.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | — |
| Monetization | **Free** | Freemium |
| Size | 99 MB | 34 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First State Bank (MI)](https://appshunter.io/developer/646062896) | [CHIN leung](https://appshunter.io/developer/1874496470) |

## What reviewers say

### First State Bank MI Mobile

[App page](https://appshunter.io/ios/app/first-state-bank-mi-mobile/id646062893)

Manage your bank accounts securely from your mobile device. Features include checking balances, viewing transactions, transferring funds, depositing checks, and sending/receiving money with Zelle®. It also offers bill pay, card protection, account alerts, credit monitoring, and branch/ATM locators.

**Highlights:** Instant Balance check, Transaction history viewing, Fund transfers, Mobile check deposit, Send/receive money with Zelle®, Bill payment, Card Guard protection, Credit Sense monitoring

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Excellent customer service and personal touch
- 🏦 Long-standing reputation and customer loyalty
- 🚀 Modern conveniences and quick access features
- 😊 Pleasant in-branch atmosphere and treatment

**What reviewers complain about**

- 🐛 Frequent app crashes and error messages
- ⚠️ App and website frequently unavailable/down
- 🔐 Broken Face ID/biometric authentication
- 🔑 Login process is frustrating and unreliable
- 📱 App crashes after forced updates

**Reported bugs**

- Face ID authentication doesn't work properly - still requires password entry
- Login credentials rejected despite being correct
- App frequently crashes or becomes unavailable
- Website frequently down alongside app
- App won't open after updates

**Requested features**

- Transaction memos/notes for reminders
- Higher check deposit limits ($25k-$50k)
- More detailed transaction information
- Improved app stability and reliability
- Better feature parity with competitor apps like JPMorgan Chase


### Splitsy

[App page](https://appshunter.io/ios/app/splitsy-split-bills/id6758689142)

Effortlessly divide shared expenses by scanning receipts with AI. Assign items with a tap and instantly share individual totals via your favorite messaging apps, eliminating awkward bill math.

**Highlights:** AI receipt scanning, Automatic item and price reading, Tap-to-assign item splitting, Automatic division of shared items, Instant sharing of individual totals, Support for various messaging apps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitsy Pro | $2.99 | per month |


## Frequently asked questions

### Is First State Bank MI Mobile free?

First State Bank MI Mobile is free to download, with no in-app purchases.

### Is Splitsy free?

Splitsy is free to download, with in-app purchases available.

### Which has better reviews, First State Bank MI Mobile or Splitsy?

Splitsy is rated higher. First State Bank MI Mobile averages 4.6 out of 5 from 1K ratings, while Splitsy averages 5.0 from 3 ratings.

### Do First State Bank MI Mobile or Splitsy have ads?

First State Bank MI Mobile shows ads; Splitsy does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*