# Altbank vs Cleva App

The clearest difference is rating: Cleva App at 4.7 against Altbank's 3.6. Cleva App also leads on review sentiment (59% vs 25%) and update cadence (every 9 days vs every 2 months). Altbank's advantage is iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cleva App holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 46, so its average is the more settled of the two. Written reviews point the same way: 25% of Altbank's written reviews are positive against 59% of Cleva App's.

Altbank ships an update every 2 months, Cleva App every 9 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Altbank | Cleva App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (46 ratings)](https://appshunter.io/ios/app/altbank/id6461120800/reviews) | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews)** |
| Number of ratings | 46 | **1.5K** |
| Positive reviews | 25.0% of reviews | **59.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 9 days** |
| Monetization | Free | Free |
| Size | 121 MB | 220 MB |
| Requires iOS | **13.0** | 15 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) |

## What reviewers say

### Altbank

[App page](https://appshunter.io/ios/app/altbank/id6461120800)

This finance app offers interest-free banking with features to help users grow wealth. It allows for quick account opening, access to interest-free credit lines, personalized financial products, and tools for budget planning and bill payments. Users can also manage their virtual and physical cards within the app.

**Highlights:** Interest-free credit line, Personalized financial products, Budget planning tools, In-app bill payment, Virtual and physical card management, Quick account opening

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


## Frequently asked questions

### Is Altbank free?

Altbank is free to download, with no in-app purchases.

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Which has better reviews, Altbank or Cleva App?

Cleva App is rated higher. Altbank averages 3.6 out of 5 from 46 ratings, while Cleva App averages 4.7 from 1.5K ratings.

### Do Altbank or Cleva App have ads?

Neither Altbank nor Cleva App shows ads.

### Which is updated more often, Altbank or Cleva App?

Altbank ships an update every 2 months, and Cleva App every 9 days. Most recently, Altbank was updated on October 26, 2026 and Cleva App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*