# Altbank vs Ethica

The clearest difference is review sentiment: Ethica at 100% against Altbank's 25%. Ethica also leads on rating (4.7 vs 3.6) and update cadence (weekly vs every 2 months). Altbank's advantage is monetization model (free vs ad-supported) and ratings volume (46 vs 7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ethica holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Altbank has 46 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 25% of Altbank's written reviews are positive against 100% of Ethica's.

Altbank ships an update every 2 months, Ethica weekly. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Altbank | Ethica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (46 ratings)](https://appshunter.io/ios/app/altbank/id6461120800/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/ethica/id6747757934/reviews)** |
| Number of ratings | **46** | 7 |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 121 MB | 115 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [ETHICA MICROFINANCE BANK](https://appshunter.io/developer/1822771022) |

## What reviewers say

### Altbank

[App page](https://appshunter.io/ios/app/altbank/id6461120800)

This finance app offers interest-free banking with features to help users grow wealth. It allows for quick account opening, access to interest-free credit lines, personalized financial products, and tools for budget planning and bill payments. Users can also manage their virtual and physical cards within the app.

**Highlights:** Interest-free credit line, Personalized financial products, Budget planning tools, In-app bill payment, Virtual and physical card management, Quick account opening

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ethica

[App page](https://appshunter.io/ios/app/ethica/id6747757934)

A digital banking app focused on ethical financial management. It offers secure transactions, savings solutions, and financing options without interest or hidden charges. Manage your money with confidence and conscience.

**Highlights:** Ethical banking principles, Non-interest digital accounts, Secure digital transactions, Smart savings solutions, Business and personal financing, 24/7 access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Altbank free?

Altbank is free to download, with no in-app purchases.

### Is Ethica free?

Ethica is free to download, with no in-app purchases.

### Which has better reviews, Altbank or Ethica?

Ethica is rated higher. Altbank averages 3.6 out of 5 from 46 ratings, while Ethica averages 4.7 from 7 ratings.

### Do Altbank or Ethica have ads?

Neither Altbank nor Ethica shows ads.

### Which is updated more often, Altbank or Ethica?

Altbank ships an update every 2 months, and Ethica weekly. Most recently, Altbank was updated on October 26, 2026 and Ethica on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*