# Robinhood Banking vs Time ROI

The clearest difference is in-app purchases: Robinhood Banking at none against Time ROI's 2. Robinhood Banking also leads on update cadence (weekly vs every 3 weeks) and chart position (#97 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Time ROI sells 2 in-app purchases, starting at $4.99 per month. Robinhood Banking asks for nothing beyond the download.

Robinhood Banking ships an update weekly, Time ROI every 3 weeks. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Robinhood Banking | Time ROI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (123K ratings)](https://appshunter.io/ios/app/robinhood-banking/id6462308655/reviews)** | — |
| Number of ratings | **123K** | — |
| Positive reviews | 76.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | — |
| Best chart rank | **#97** | — |
| Size | 206 MB | 60 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Robinhood Markets, Inc.](https://appshunter.io/developer/938003184) | [Eric Head](https://appshunter.io/developer/1875747118) |

## What reviewers say

### Robinhood Banking

[App page](https://appshunter.io/ios/app/robinhood-banking/id6462308655)

**Currently charting:** #97 Top Free · Finance (US App Store)

Manage your finances with a credit card offering 3% cash back on all purchases and virtual card numbers for private spending. Access high-yield savings, no-fee ATMs, and full-service banking without visiting a branch. Build family credit and enjoy 24/7 concierge support.

**Highlights:** 3% cash back on all categories, Virtual cards with disposable numbers, Secure account management, Family credit building options, High-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast processing
- 💰 Excellent cash back rewards
- 📱 Sleek and intuitive app
- 🔒 Secure features like virtual cards
- 🤑 Ability to invest rewards

**What reviewers complain about**

- ⏱️ Slow payment processing
- 🚫 Restrictions on modifying flights
- 🤔 Unclear transaction limits
- 💸 Potential for reduced cash back when redeeming points

**Reported bugs**

- Card getting blocked for unknown transaction limits
- Login issues on certain devices

**Requested features**

- Ability to reinvest cash back into stocks
- Option to redeem cash back as statement credit


### Time ROI

[App page](https://appshunter.io/ios/app/time-roi/id6764358859)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| True ROI Pro Monthly | $4.99 | per month |
| True ROI Pro Annual | $39.99 | per year |


## Frequently asked questions

### Is Robinhood Banking free?

Robinhood Banking is free to download, with no in-app purchases.

### Is Time ROI free?

Time ROI is free to download, with in-app purchases available.

### Do Robinhood Banking or Time ROI have ads?

Neither Robinhood Banking nor Time ROI shows ads.

### Which is updated more often, Robinhood Banking or Time ROI?

Robinhood Banking ships an update weekly, and Time ROI every 3 weeks. Most recently, Robinhood Banking was updated on November 11, 2026 and Time ROI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*