# The Retirement Planner vs RetireWhen

The clearest difference is rating: RetireWhen at 5.0 against The Retirement Planner's 4.0. RetireWhen also leads on update cadence (every 4 weeks vs every 5 months). The Retirement Planner's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment, ratings volume and device support there is nothing between them.

Both are free to download. RetireWhen sells 1 one-off in-app purchase. The Retirement Planner asks for nothing beyond the download.

RetireWhen holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 8 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

The Retirement Planner ships an update every 5 months, RetireWhen every 4 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | The Retirement Planner | RetireWhen |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/the-retirement-planner/id6462524908/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/retirewhen/id6743419791/reviews)** |
| Number of ratings | 4 | **8** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 21 MB | 5 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Wayne Johnson](https://appshunter.io/developer/1429216245) | [Orestes Melgarejo](https://appshunter.io/developer/1329957643) |

## What reviewers say

### The Retirement Planner

[App page](https://appshunter.io/ios/app/the-retirement-planner/id6462524908)

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

**Highlights:** Retirement financial forecasting, Input starting principal, Assumed return rates, Withdrawal rate calculations, Post-tax income estimation, Customizable retirement phases, Determine savings longevity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### RetireWhen

[App page](https://appshunter.io/ios/app/retirewhen/id6743419791)

This retirement calculator helps individuals and couples explore their financial future. Adjust assumptions like savings, salaries, and investment returns to visualize projected savings and spending through interactive charts and detailed year-by-year results. Plan for staggered retirements and understand the impact of your financial choices.

**Highlights:** Individual and couple retirement planning, Interactive chart sliders for retirement age and spending, Year-by-year financial projections, Adjustable financial assumptions (savings, salary, inflation), Staggered retirement modeling, CSV export of results

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetireWhen Pro | $9.99 | one-time |


## Frequently asked questions

### Is The Retirement Planner free?

The Retirement Planner is free to download, with no in-app purchases.

### Is RetireWhen free?

RetireWhen is free to download, with in-app purchases available.

### Which has better reviews, The Retirement Planner or RetireWhen?

RetireWhen is rated higher. The Retirement Planner averages 4.0 out of 5 from 4 ratings, while RetireWhen averages 5.0 from 8 ratings.

### Do The Retirement Planner or RetireWhen have ads?

RetireWhen shows ads; The Retirement Planner does not.

### Which is updated more often, The Retirement Planner or RetireWhen?

The Retirement Planner ships an update every 5 months, and RetireWhen every 4 weeks. Most recently, The Retirement Planner was updated on November 3, 2026 and RetireWhen on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*