# Smart Loan Plus vs Nova Terra Private Wealth

The clearest difference is in-app purchases: Nova Terra Private Wealth at none against Smart Loan Plus's 5. Nova Terra Private Wealth also leads on device support (3 vs 1). Smart Loan Plus's advantage is update cadence (weekly vs every 2 months). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. Nova Terra Private Wealth asks for nothing beyond the download.

Smart Loan Plus ships an update weekly, Nova Terra Private Wealth every 2 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Smart Loan Plus | Nova Terra Private Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-loan-plus/id6462837474/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Freemium | — |
| Size | 5 MB | 31 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) | [novaterraprivatewealth.app](https://appshunter.io/developer/1795857140) |

## What reviewers say

### Smart Loan Plus

[App page](https://appshunter.io/ios/app/smart-loan-plus/id6462837474)

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

**Highlights:** Calculate personal, mortgage, and car loans, Visualize interest savings and reduced loan terms, Compare loan scenarios side-by-side, Access loan amortization tables, Save and manage favorite loan calculations

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $1.99 | per year |
| All Access | $3.99 | per month |
| All Access | $3.99 | per month |
| All Access | $29.99 | per year |
| All Access | $29.99 | per year |


### Nova Terra Private Wealth

[App page](https://appshunter.io/ios/app/nova-terra-private-wealth/id6741836401)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Loan Plus free?

Smart Loan Plus is free to download, with in-app purchases available.

### Is Nova Terra Private Wealth free?

Nova Terra Private Wealth is free to download, with no in-app purchases.

### Do Smart Loan Plus or Nova Terra Private Wealth have ads?

Neither Smart Loan Plus nor Nova Terra Private Wealth shows ads.

### Which is updated more often, Smart Loan Plus or Nova Terra Private Wealth?

Smart Loan Plus ships an update weekly, and Nova Terra Private Wealth every 2 months. Most recently, Smart Loan Plus was updated on October 9, 2026 and Nova Terra Private Wealth on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*