# Smart Loan Plus vs Loan Tamer

The clearest difference is monetization model: Loan Tamer at free against Smart Loan Plus's freemium. Loan Tamer also leads on update cadence (every 2 days vs weekly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year and Loan Tamer sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Smart Loan Plus against 5.0 for Loan Tamer. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Smart Loan Plus ships an update weekly, Loan Tamer every 2 days. Both last shipped on October 9, 2026.

## The numbers

| Metric | Smart Loan Plus | Loan Tamer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-loan-plus/id6462837474/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/loan-tamer/id6749450180/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Freemium | **Free** |
| Size | 5 MB | 63 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) | [Jeffery Jones](https://appshunter.io/developer/1667549337) |

## What reviewers say

### Smart Loan Plus

[App page](https://appshunter.io/ios/app/smart-loan-plus/id6462837474)

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

**Highlights:** Calculate personal, mortgage, and car loans, Visualize interest savings and reduced loan terms, Compare loan scenarios side-by-side, Access loan amortization tables, Save and manage favorite loan calculations

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $1.99 | per year |
| All Access | $3.99 | per month |
| All Access | $3.99 | per month |
| All Access | $29.99 | per year |
| All Access | $29.99 | per year |


### Loan Tamer

[App page](https://appshunter.io/ios/app/loan-tamer/id6749450180)

Model loan repayment scenarios and calculate potential savings from extra principal payments. Understand the impact of both regular and one-time additional payments on your debt. View detailed amortization schedules and export them for further analysis.

**Highlights:** Model loan scenarios, Calculate savings from extra payments, View detailed amortization schedules, Export schedules to spreadsheets, Save and track loan scenarios

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Tamer Full | $1.99 | one-time |


## Frequently asked questions

### Is Smart Loan Plus free?

Smart Loan Plus is free to download, with in-app purchases available.

### Is Loan Tamer free?

Loan Tamer is free to download, with in-app purchases available.

### Which has better reviews, Smart Loan Plus or Loan Tamer?

Smart Loan Plus and Loan Tamer are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Smart Loan Plus or Loan Tamer have ads?

Neither Smart Loan Plus nor Loan Tamer shows ads.

### Which is updated more often, Smart Loan Plus or Loan Tamer?

Smart Loan Plus ships an update weekly, and Loan Tamer every 2 days. Most recently, Smart Loan Plus was updated on October 9, 2026 and Loan Tamer on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*