# Вчасно vs Мій PZU

The clearest difference is review sentiment: Вчасно at 60% against Мій PZU's 0%. Вчасно also leads on rating (4.8 vs 1.0) and update cadence (every 2 weeks vs every 7 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Вчасно holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Вчасно has 21 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of Вчасно's written reviews are positive against 0% of Мій PZU's.

Вчасно ships an update every 2 weeks, Мій PZU every 7 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Вчасно | Мій PZU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (21 ratings)](https://appshunter.io/ios/app/id6462861848/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/pzu/id6743792268/reviews) |
| Number of ratings | **21** | 1 |
| Positive reviews | **60.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 7 months |
| Monetization | — | Free |
| Size | 77 MB | 40 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VCHASNO SERVIS, TOV](https://appshunter.io/developer/1601837215) | [OJSC IC PZU UKRAINE](https://appshunter.io/developer/1791959095) |

## What reviewers say

### Вчасно

[App page](https://appshunter.io/ios/app/id6462861848)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Мій PZU

[App page](https://appshunter.io/ios/app/pzu/id6743792268)

Manage your medical insurance policy conveniently from your smartphone. Book doctor appointments and find convenient pharmacies for medication. All your policy details are readily accessible.

**Highlights:** Medical insurance policy details, Book doctor appointments, Find pharmacies, Access policy information on smartphone

**In-app purchases:** none


## Frequently asked questions

### Is Вчасно free?

Вчасно is free to download, with no in-app purchases.

### Is Мій PZU free?

Мій PZU is free to download, with no in-app purchases.

### Which has better reviews, Вчасно or Мій PZU?

Вчасно is rated higher. Вчасно averages 4.8 out of 5 from 21 ratings, while Мій PZU averages 1.0 from 1 ratings.

### Do Вчасно or Мій PZU have ads?

Neither Вчасно nor Мій PZU shows ads.

### Which is updated more often, Вчасно or Мій PZU?

Вчасно ships an update every 2 weeks, and Мій PZU every 7 months. Most recently, Вчасно was updated on October 24, 2026 and Мій PZU on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*